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Wiki Wiki Summary
Software as a service Software as a service (SaaS ) is a software licensing and delivery model in which software is licensed on a subscription basis and is centrally hosted. SaaS is also known as "on-demand software" and Web-based/Web-hosted software.SaaS is considered to be part of cloud computing, along with infrastructure as a service (IaaS), platform as a service (PaaS), desktop as a service (DaaS), managed software as a service (MSaaS), mobile backend as a service (MBaaS), data center as a service (DCaaS), integration platform as a service (iPaaS), and information technology management as a service (ITMaaS).SaaS apps are typically accessed by users using a thin client, e.g.
Financial technology Financial technology (abbreviated fintech or FinTech) is the technology and innovation that aims to compete with traditional financial methods in the delivery of financial services. Artificial intelligence, Blockchain, Cloud computing, and big Data are regarded as the "ABCD" (four key areas) of FinTech.
International Financial Reporting Standards International Financial Reporting Standards, commonly called IFRS, are accounting standards issued by the IFRS Foundation and the International Accounting Standards Board (IASB). They constitute a standardised way of describing the company's financial performance and position so that company financial statements are understandable and comparable across international boundaries.
Historical materialism Historical materialism is Karl Marx's theory of history. Marx locates historical change in the rise of class societies and the way humans labour together to make their livelihoods.
Smiley A smile is formed primarily by flexing the muscles at the sides of the mouth. Some smiles include a contraction of the muscles at the corner of the eyes, an action known as a Duchenne smile.
Tony Harrison (boxer) Tony Harrison (born September 6, 1990) is an American professional boxer. He held the WBC light middleweight title from 2018 to 2019 and challenged once for the IBF light middleweight title in 2017.
Incumbent The incumbent is the current holder of an office or position, usually in relation to an election. For example, in an election for president, the incumbent is the person holding or acting in the office of president before the election, whether seeking re-election or not.
Emergency position-indicating radiobeacon An emergency position-indicating radio beacon (EPIRB) is a type of emergency locator beacon, a portable, battery-powered radio transmitter used in emergencies to locate airplanes, vessels, and persons in distress and in need of immediate rescue. In the event of an emergency, such as a ship sinking or an airplane crash, the transmitter is activated and begins transmitting a continuous radio signal, which is used by search-and-rescue teams to quickly locate the emergency and render aid.
The Cosmic Connection The Cosmic Connection: An Extraterrestrial Perspective is a book by the astronomer Carl Sagan, produced by Jerome Agel. It was originally published in 1973; an expanded edition with contributions from Freeman Dyson, David Morrison, and Ann Druyan was published in 2000 under the title Carl Sagan's Cosmic Connection.
Discounted cash flow In finance, discounted cash flow (DCF) analysis is a method of valuing a security, project, company, or asset using the concepts of the time value of money. \nDiscounted cash flow analysis is widely used in investment finance, real estate development, corporate financial management and patent valuation.
Information technology Information technology (IT) is the use of computers to create, process, store, retrieve, and exchange all kinds of electronic data and information. IT is typically used within the context of business operations as opposed to personal or entertainment technologies.
Adaptive expectations In economics, adaptive expectations is a hypothesized process by which people form their expectations about what will happen in the future based on what has happened in the past. For example, if people want to create an expectation of the inflation rate in the future, they can refer to past inflation rates to infer some consistencies and could derive a more accurate expectation the more years they consider.
Tripod (foundation) The tripod is a type of foundation for offshore wind turbines. The tripod is generally more expensive than other types of foundation.
Turkey Turkey (Turkish: Türkiye [ˈtyɾcije]), officially the Republic of Türkiye (Turkish: Türkiye Cumhuriyeti [ˈtyɾcije dʒumˈhuːɾijeti] (listen)), is a transcontinental country located mainly on the Anatolian Peninsula in Western Asia, with a small portion on the Balkan Peninsula in Southeast Europe. It shares borders with the Black Sea to the north; Georgia to the northeast; Armenia, Azerbaijan, and Iran to the east; Iraq to the southeast; Syria and the Mediterranean Sea to the south; the Aegean Sea to the west; and Greece and Bulgaria to the northwest.
Small business Small businesses are corporations, partnerships, or sole proprietorships which have fewer employees and/or less annual revenue than a regular-sized business or corporation. Businesses are defined as "small" in terms of being able to apply for government support and qualify for preferential tax policy varies depending on the country and industry.
Closed-circuit television Closed-circuit television (CCTV), also known as video surveillance, is the use of video cameras to transmit a signal to a specific place, on a limited set of monitors. It differs from broadcast television in that the signal is not openly transmitted, though it may employ point-to-point (P2P), point-to-multipoint (P2MP), or mesh wired or wireless links.
What Every Woman Wants (1919 film) What Every Woman Wants is a 1919 American drama film directed by Jesse D. Hampton and starring Grace Darmond, Wilfred Lucas, Forrest Stanley, and Claire Du Brey. Based on a screenplay by William Parker, the film was released by the Robertson-Cole Pictures Corporation.
Mérieux NutriSciences Mérieux NutriSciences offers testing, auditing, consulting, training, and research services to meet the needs of manufacturers, food processors, caterers and retailers. The company is headquartered in Chicago.
Emergency management Emergency management, also called emergency response or disaster management, is the organization and management of the resources and responsibilities for dealing with all humanitarian aspects of emergencies (prevention, preparedness, response, mitigation, and recovery). The aim is to prevent and reduce the harmful effects of all hazards, including disasters.
North Brunswick station North Brunswick is a proposed railroad station along the Northeast Corridor (NEC) in North Brunswick, New Jersey, that will be built by New Jersey Transit Rail Operations (NJT) to serve its Northeast Corridor Line. Approved in 2013, it was planned to open in 2018 and projected to cost $30 million.
Payment and settlement systems in India Payment and Settlement Systems in India are used for financial transactions. They are covered by the Payment and Settlement Systems Act, 2007 (PSS Act), legislated in December 2007 and regulated by the Reserve Bank of India and the Board for Regulation and Supervision of Payment and Settlement Systems.India has multiple payments and settlement systems, both gross and net settlement systems.
Dyslexia Dyslexia, also known as reading disorder, is a disorder characterized by reading below the expected level for their age. Different people are affected to different degrees.
Which Side Are You On? "Which Side Are You On?" is a song written in 1931 by activist Florence Reece, who was the wife of Sam Reece, a union organizer for the United Mine Workers in Harlan County, Kentucky.\n\n\n== Background ==\nIn 1931, the miners and the mine owners in southeastern Kentucky were locked in a bitter and violent struggle called the Harlan County War.
Substitute (association football) In association football, a substitute is a player who is brought on to the pitch during a match in exchange for an existing player. Substitutions are generally made to replace a player who has become tired or injured, or who is performing poorly, or for tactical reasons (such as bringing a striker on in place of a defender).
Latency (engineering) Latency, from a general point of view, is a time delay between the cause and the effect of some physical change in the system being observed. Lag, as it is known in gaming circles, refers to the latency between the input to a simulation and the visual or auditory response, often occurring because of network delay in online games.Latency is physically a consequence of the limited velocity at which any physical interaction can propagate.
Online food ordering Online food ordering is the process of ordering food, for delivery or pickup, from a website or other application. The product can be either ready-to-eat food (e.g., direct from a home-kitchen, restaurant, or a ghost kitchen) or food that has not been specially prepared for direct consumption (e.g., vegetables direct from a farm/garden, fruits, frozen meats.
Clipper Logistics Clipper Logistics plc is a retail logistics company based in Leeds which serves retailers selling fashion, tobacco, alcohol and other high-value goods in the UK and Europe. It has 47 sites across Europe.
Electronic assessment Electronic assessment, also known as digital assessment, e-assessment, online assessment or computer-based assessment, is the use of information technology in assessment such as educational assessment, health assessment, psychiatric assessment, and psychological assessment. This covers a wide range of activity ranging from the use of a word processor for assignments to on-screen testing.
December 17 December 17 is the 351st day of the year (352nd in leap years) in the Gregorian calendar; 14 days remain until the end of the year.\n\n\n== Events ==\n\n\n=== Pre-1600 ===\n497 BC – The first Saturnalia festival was celebrated in ancient Rome.
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December 1 December is the twelfth and the final month of the year in the Julian and Gregorian calendars. It is also the last of seven months to have a length of 31 days.
Model Audit Rule 205 The Model Audit Rule 205, Model Audit Rule, or MAR 205 are the commonly applied terms for the Annual Financial Reporting Model Regulation.Model Audit Rule is a financial reporting regulation applicable to insurance companies, and borrows significantly from the Sarbanes Oxley Act of 2002 (see ‘key sections’ below). The Model Audit Rule is co-developed by the American Institute of Certified Public Accountants (“AICPA”) and National Association of Insurance Commissioners (“NAIC”) and issued by NAIC \nwith revisions in 2006 and has taken effect in 2010.The NAIC internal designation for the Annual Financial Reporting Model Regulation is MDL 205, where MDL stands for Model, and the number of the model rule is 205.
Cumulus Media Cumulus Media, Inc. is an American broadcasting company and is the third largest owner and operator of AM and FM radio stations in the United States behind Audacy and iHeartMedia.
Risk Factors
SUREWEST COMMUNICATIONS Item 1A Risk Factors
As a result of the following factors, as well as other variables affecting our operating results, past financial performance may not be a reliable indicator of future performance, and historical trends should not necessarily be used to anticipate results or trends in future periods
Representative examples of these factors include (without limitation) the following: We expect to continue to face significant competition in all parts of our business and the level of competition is expected to intensify
The telecommunications industry is highly competitive
We face actual or potential competition from many existing and emerging companies, including other incumbent and competitive local telephone companies, long-distance carriers and resellers, wireless telephone companies, Internet service providers, satellite companies and cable television companies
We may not be able to successfully anticipate and respond to various competitive factors affecting the industry, including regulatory changes that may affect our competitors and us differently, new technologies and services that may be introduced, changes in consumer preferences, demographic trends and discount pricing strategies by competitors
As the incumbent carrier in Sacramento, SBC Communications enjoys certain business advantages, including its size, financial resources, favorable regulatory position, brand recognition and connection to virtually all of our customers and potential customers there
As the largest cable operator in Sacramento and Placer County, Comcast enjoys certain business advantages, including its size, financial resources, ownership or superior access to programming and other content, brand recognition, and first-in-the-field advantages with a customer base that generates positive cash flow for its operations
We face intense competition in our markets for long-distance, Internet access and other ancillary services that are important to our business and to our growth strategy
We must adapt to rapid technological change
Technological developments could increase our costs and cause a decline in demand for our services
In addition, technology changes can reduce the costs of entry for others and give competitors significant new advantages
If we do not replace or upgrade technology and equipment that becomes obsolete, we will be unable to compete effectively because we will not be able to meet the needs or expectations of our customers, and we may be placed at a cost disadvantage in offering our services
Additionally, replacing or upgrading our infrastructure in the future could result in significant capital expenditures
We are subject to a complex and uncertain regulatory environment
Some parts of our business are extensively regulated, and the nature of regulation continues to undergo fundamental change and reinterpretation
Many businesses that compete with the Company are comparatively less regulated
Many significant regulatory decisions have had to be accommodated in recent years, and there are pending decisions on issues affecting the Company that are of great importance
Our operations have undergone material changes, and our actual operating results can be expected to differ from the results indicated in our historical financial statements
As a result of our 2002 acquisition of assets, which launched our residential broadband business, and the subsequent expansion of our cable television business, our mix of operating assets differs from those operations upon which our historical financial statements are based
Consequently, our historical financial statements may not be reliable as an indicator of future results
Our success depends upon our ability to manage our growth and expansion
If our recent acquisitions and growth initiatives are not successful, we could suffer an adverse effect on our business and results of operations
Our growth strategy will continue to require us to invest significant capital in facilities 12 ______________________________________________________________________ and services that may not achieve the desired returns
Our future success depends, in part, upon our ability to manage our growth, including our ability to build network and related facilities to serve new customers, integrate our operations to take advantage of new capabilities and systems; attract and retain skilled personnel across the Company, effectively manage the demands of day to day operations in new areas while attempting to execute our business strategy, and realize the projected growth and revenue targets developed by Company management
We receive support from various funds established under federal and state law and the continued receipt of that support is not assured
While we do not receive any support from the rural or non-rural Federal Universal Service high cost loop fund, we do receive payments from various other federal or state programs
These include interstate common line support, California High Cost Fund–B (“CHCF”) and the Lifeline, Education and Libraries programs
These governmental programs are reviewed and amended from time to time, and are likely to change in the near future
As described in the Telecom–Regulation section above, the Company currently receives funding of dlra11cmam500 annually from the CHCF, a program designed by the California Public Utilities Commission (“CPUC”) to establish a fair and equitable local rate structure and to reduce any disparity in the rates charged by certain telephone companies serving high-cost areas
The amount of this support from the CHCF is the subject of pending regulatory proceedings, and its continuation is dependent upon many factors
In addition, the state legislative authorization for the CHCF is scheduled to expire January 1, 2009
The outcome and impact on the Company’s operations resulting from future changes to these governmental programs cannot be determined at this time
We could be harmed by the recent developments affecting other communications companies
There have been numerous bankruptcies and other financial difficulties experienced by other carriers and suppliers in the telecommunications and Internet sectors
Similar situations with our suppliers, some of whom provide products and services for which there are few substitutes, could cause us to experience delays, service interruptions or additional expenses
Situations with carrier and other customers could affect our ability to collect services that have been provided
We depend on third parties, over whom we have no control, to deliver our services
Because of the interconnected nature of the telecommunications industry, we depend heavily on other local telephone companies, long-distance carriers, and numerous other third parties to deliver our services
In addition, we are dependent on easements, franchises and licenses from various private parties such as established telephone companies and other utilities, railroads, long-distance companies, and from state highway authorities, local governments and transit authorities for access to aerial pole space, underground conduits and other rights-of-way in order to construct and operate our networks
The failure to maintain in effect the necessary third party arrangements on acceptable terms would have an adverse effect on our ability to conduct our business
We are subject to corporate governance and internal control reporting requirements, and our failure to comply with existing and future requirements could adversely affect our business
Pursuant to Section 404 of the Sarbanes-Oxley Act of 2002 (“Section 404”) and related Securities and Exchange Commission rules, we have issued a report of management’s assessment of the effectiveness of our internal controls at December 31, 2005
In addition, our Independent Registered Public Accounting Firm audited and reported on management’s assessment
Management concluded that the Company’s internal control over financial reporting was effective at December 31, 2005
If we are unable to maintain effective internal controls or if future deficiencies are not adequately addressed, we could experience accounting errors that could result in misstatements of our financial position and results of operations, potential restatements of our financial statements or otherwise adversely affect our business, reputation and results of operations
Inferior internal controls could also cause investors to lose confidence in our reported financial information, which could have a negative effect on the trading price of our securities