| Industries |
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| Advertising |
| Broadcasting and Cable TV |
| Asset Management and Custody Banks |
| Exposures |
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| Military |
| Rights |
| Express intent |
| Intelligence |
| Political reform |
| Provide |
| Event Codes |
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| Promise policy support |
| Warn |
| Solicit support |
| Consult |
| Sports contest |
| Human death |
| Yield to order |
| Release or return |
| Reject |
| Agree |
| Adjust |
| Demand |
| Wiki | Wiki Summary |
|---|---|
| 2017 in American television | The following is a list of events affecting American television in 2017. Events listed include television show debuts, finales, and cancellations; channel launches, closures, and re-brandings; stations changing or adding their network affiliations; and information about controversies and carriage disputes. |
| Knowledge acquisition | Knowledge acquisition is the process used to define the rules and ontologies required for a knowledge-based system. The phrase was first used in conjunction with expert systems to describe the initial tasks associated with developing an expert system, namely finding and interviewing domain experts and capturing their knowledge via rules, objects, and frame-based ontologies. |
| List of acquisitions by Oracle | This is a listing of Oracle Corporation's corporate acquisitions, including acquisitions of both companies and individual products.\nOracle's version does not include value of the acquisition.See also Category:Sun Microsystems acquisitions (Sun was acquired by Oracle). |
| Bolt-on acquisition | Bolt-on acquisition refers to the acquisition of smaller companies, usually in the same line of business, that presents strategic value. This is in contrast to primary acquisitions of other companies which are generally in different industries, require larger investments, or are of similar size to the acquiring company. |
| Library acquisitions | Library acquisitions is the department of a library responsible for the selection and purchase of materials or resources. The department may select vendors, negotiate consortium pricing, arrange for standing orders, and select individual titles or resources.Libraries, both physical and digital, usually have four common broad goals that help dictate these responsibilities. |
| Arithmetic | Arithmetic (from Ancient Greek ἀριθμός (arithmós) 'number', and τική [τέχνη] (tikḗ [tékhnē]) 'art, craft') is an elementary part of mathematics that consists of the study of the properties of the traditional operations on numbers—addition, subtraction, multiplication, division, exponentiation, and extraction of roots. In the 19th century, Italian mathematician Giuseppe Peano formalized arithmetic with his Peano axioms, which are highly important to the field of mathematical logic today. |
| Special Activities Center | The Special Activities Center (SAC) is a division of the Central Intelligence Agency responsible for covert operations and paramilitary operations. The unit was named Special Activities Division (SAD) prior to 2015. |
| Operations management | Operations management is an area of management concerned with designing and controlling the process of production and redesigning business operations in the production of goods or services. It involves the responsibility of ensuring that business operations are efficient in terms of using as few resources as needed and effective in meeting customer requirements. |
| Surgery | Surgery is a medical or dental specialty that uses operative manual and instrumental techniques on a person to investigate or treat a pathological condition such as a disease or injury, to help improve bodily function, appearance, or to repair unwanted ruptured areas.\nThe act of performing surgery may be called a surgical procedure, operation, or simply "surgery". |
| Bitwise operation | In computer programming, a bitwise operation operates on a bit string, a bit array or a binary numeral (considered as a bit string) at the level of its individual bits. It is a fast and simple action, basic to the higher-level arithmetic operations and directly supported by the processor. |
| Credit agreements in South Africa | Credit agreements in South Africa are agreements or contracts in South Africa in terms of which payment or repayment by one party (the debtor) to another (the creditor) is deferred. This entry discusses the core elements of credit agreements as defined in the National Credit Act, and the consequences of concluding a credit agreement in South Africa. |
| German–Soviet Credit Agreement (1939) | The German–Soviet Credit Agreement (also referred to as the German–Soviet Trade and Credit Agreement) was an economic arrangement between Nazi Germany and the Soviet Union whereby the latter received an acceptance credit of 200 million Reichsmark over 7 years with an effective interest rate of 4.5 percent. The credit line was to be used during the next two years for purchase of capital goods (factory equipment, installations, machinery and machine tools, ships, vehicles, and other means of transport) in Germany and was to be paid off by means of Soviet material shipment from 1946 onwards. |
| Consumer Credit Act 1974 | The Consumer Credit Act 1974 (c 39) is an Act of the Parliament of the United Kingdom that significantly reformed the law relating to consumer credit within the United Kingdom.\nPrior to the Consumer Credit Act, legislation covering consumer credit was slapdash and focused on particular areas rather than consumer credit as a whole, such as moneylenders and hire-purchase agreements. |
| Mortgage Credit Directive | The Mortgage Credit Directive (MCD) is a body of European legislation for the regulation of first- and second charge mortgages and consumer buy-to-let (CBTL) lending. It was originally adopted by the European Commission on 4 February 2014 and Member states had to transpose the regulations in their national law by March 2016. |
| Export Credit Guarantee Corporation of India | The ECGC Limited (Formerly Export Credit Guarantee Corporation of India Ltd) is a government owned export credit provider. It is under the ownership of Ministry of Commerce and Industry, Government of India based in Mumbai, Maharashtra. |
| Christians | Christians ( (listen)) are people who follow or adhere to Christianity, a monotheistic Abrahamic religion based on the life and teachings of Jesus Christ. The words Christ and Christian derive from the Koine Greek title Christós (Χριστός), a translation of the Biblical Hebrew term mashiach (מָשִׁיחַ) (usually rendered as messiah in English). |
| Christianization | Christianization (or Christianisation) was the conversion of societies to Christianity beginning in late antiquity in the Roman Empire and continuing through the Late Middle Ages in Europe. Outside of ancient Europe, the process was significantly reversed in the Levant by the Sunni Caliphate, with parallel process of Islamisation, beginning in pre-Islamic Arabia and the Near East. |
| Anti-Christian sentiment | Anti-Christian sentiment or Christophobia constitutes opposition or objections to Christians, the Christian religion, and/or its practices. Anti-Christian sentiment is sometimes referred to as Christophobia or Christianophobia, although these terms actually encompass "every form of discrimination and intolerance against Christians", according to the Council of European Episcopal Conferences. |
| Christian denomination | A Christian denomination is a distinct religious body within Christianity that comprises all church congregations of the same kind, identifiable by traits such as a name, peculiar history, organization, leadership, theological doctrine, worship style and sometimes a founder. It is a secular and neutral term, generally used to denote any established Christian church. |
| Online advertising | Online advertising, also known as online marketing, Internet advertising, digital advertising or web advertising, is a form of marketing and advertising which uses the Internet to promote products and services to audiences and platform users. Online advertising includes email marketing, search engine marketing (SEM), social media marketing, many types of display advertising (including web banner advertising), and mobile advertising. |
| Advertising campaign | An advertising campaign is a series of advertisement messages that share a single idea and theme which make up an integrated marketing communication (IMC). An IMC is a platform in which a group of people can group their ideas, beliefs, and concepts into one large media base. |
| Targeted advertising | Targeted advertising is a form of advertising, including online advertising, that is directed towards an audience with certain traits, based on the product or person the advertiser is promoting. These traits can either be demographic with a focus on race, economic status, sex, age, generation, level of education, income level, and employment, or psychographic focused on the consumer values, personality, attitude, opinion, lifestyle and interest. |
| Classified advertising | Classified advertising is a form of advertising, particularly common in newspapers, online and other periodicals, which may be sold or distributed free of charge. Classified advertisements are much cheaper than larger display advertisements used by businesses, although display advertising is more widespread. |
| Fox Broadcasting Company | The Fox Broadcasting Company (often shortened to Fox and stylized in all caps as FOX) is an American commercial broadcast television network owned by Fox Corporation and headquartered in New York City, with additional offices at the Fox Broadcasting Center in New York and the Fox Television Center in Los Angeles. Launched as a competitor to the Big Three television networks (ABC, CBS, and NBC) on October 9, 1986, Fox went on to become the most successful attempt at a fourth television network. |
| Digital terrestrial television | Digital terrestrial television (DTTV or DTT, or DTTB with "broadcasting") is a technology for terrestrial television in which land-based (terrestrial) television stations broadcast television content by radio waves to televisions in consumers' residences in a digital format. DTTV is a major technological advance over the previous analog television, and has largely replaced analog which had been in common use since the middle of the 20th century. |
| Public broadcasting | Public broadcasting involves radio, television and other electronic media outlets whose primary mission is public service. In many countries of the world, funding comes from governments, especially via annual fees charged on receivers. |
| Radio broadcasting | Radio broadcasting is transmission of audio (sound), sometimes with related metadata, by radio waves to radio receivers belonging to a public audience. In terrestrial radio broadcasting the radio waves are broadcast by a land-based radio station, while in satellite radio the radio waves are broadcast by a satellite in Earth orbit. |
| Lists of television channels | This article is a list containing lists of television channels. |
| List of Nepali television stations | This article covers the television stations established in Nepal and Nepali-language television stations all around the world.\nTelevision in Nepal was first introduced in 1983 (Bikram Samwat 2042) as Nepal Television commonly abbreviated as NTV. It is owned by the Nepalese Government. |
| List of television stations in the Caribbean | This is a brief listing of television channels in the Caribbean region. Note: All channels broadcast in the NTSC standard, unless otherwise stated. |
| 2018 in American television | The following is a list of events affecting American television in 2018. Events listed include television show finales and cancellations and information about controversies and carriage disputes. |
| List of digital television channels in Australia | This is a list of the current channels available on digital terrestrial television in Australia.\nThe commercial channels available to viewers depend on location and station ownership. |
| Digital television | Digital television (DTV) is the transmission of television signals using digital encoding, in contrast to the earlier analog television technology which used analog signals. At the time of its development it was considered an innovative advancement and represented the first significant evolution in television technology since color television in the 1950s. |
| Digital television transition | The digital television transition, also called the digital switchover (DSO), the analogue switch/sign-off (ASO), the digital migration, or the analogue shutdown, is the process in which older analogue television broadcasting technology is converted to and replaced by digital television. Conducted by individual nations on different schedules, this primarily involves the conversion of analogue terrestrial television broadcasting infrastructure to digital terrestrial (DTT), a major benefit being extra frequencies on the radio spectrum and lower broadcasting costs, as well as improved viewing qualities for consumers. |
| Canadian Broadcasting Corporation | The Canadian Broadcasting Corporation (French: Société Radio-Canada), branded as CBC/Radio-Canada, is a Canadian public broadcaster for both radio and television. It is a federal Crown corporation funded by the government. |
| Television in the Republic of Ireland | Television in the Republic of Ireland is available through a variety of platforms. The digital terrestrial television service is known as Saorview and is the primary source of broadcast television since analogue transmissions ended on 24 October 2012. |
| Digital television adapter | A digital television adapter (DTA), commonly known as a converter box or decoder box, is a television tuner that receives a digital television (DTV) transmission, and converts the digital signal into an analog signal that can be received and displayed on an analog television set. Some also have an HDMI output since some TVs with HDMI do not have a digital tuner. |
| Risk Factors |
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| SAGA COMMUNICATIONS INC Item 1A Risk Factors The more prominent risks and uncertainties inherent in our business are described in more detail below |
| However, these are not the only risks and uncertainties we face |
| Our business may face additional risks and uncertainties that are unknown to us at this time |
| We Have Substantial Indebtedness and Debt Service Requirements At December 31, 2005 our long-term debt (including the current portion thereof and our guarantee of debt of Surtsey Productions) was approximately dlra148cmam911cmam000 |
| We have borrowed and expect to continue to borrow to finance acquisitions and for other corporate purposes |
| Because of our substantial indebtedness, a significant portion of our cash flow from operations is required for debt service |
| Our leverage could make us vulnerable to an increase in interest rates or a downturn in our operating performance or a decline in general economic conditions |
| Under the terms of our Credit Agreement, on March 31, 2006, the Revolving Commitments (as defined in the Credit Agreement) will be permanently reduced quarterly, in amounts ranging from 3dtta125prca to 12dtta5prca of the total Revolving Commitments in effect on March 31, 2006 |
| We believe that cash flow from operations will be sufficient to meet our debt service requirements for interest and scheduled quarterly payments of principal under the Credit Agreement |
| However, if such cash flow is not sufficient, we may be required to sell additional equity securities, refinance our obligations or dispose of one or more of our 22 _________________________________________________________________ [73]Table of Contents properties in order to make such scheduled payments |
| We cannot be sure that we would be able to effect any such transactions on favorable terms, if at all |
| Our Debt Covenants Restrict our Financial and Operational Flexibility Our Credit Agreement contains a number of financial covenants which, among other things, require us to maintain specified financial ratios and impose certain limitations on us with respect to investment, additional indebtedness, dividends, distributions, guarantees, liens and encumbrances |
| Our ability to meet these financial ratios can be affected by operating performance or other events beyond our control, and we cannot assure you that we will meet those ratios |
| Certain events of default under our Credit Agreement could allow the lenders to declare all amounts outstanding to be immediately due and payable and, therefore, could have a material adverse effect on our business |
| Our indebtedness under the Credit Agreement is secured by a first priority lien on substantially all of our assets and of our subsidiaries, by a pledge of our subsidiaries’ stock and by a guarantee of our subsidiaries |
| If the amounts outstanding under the Credit Agreement were accelerated, the lenders could proceed against such available collateral |
| We Depend on Key Personnel Our business is partially dependent upon the performance of certain key individuals, particularly Edward K Christian, our President and CEO Although we have entered into long-term employment and non-competition agreements with Mr |
| Christian and certain other key personnel, we cannot be sure that such key personnel will remain with us |
| We do not maintain key man life insurance on Mr |
| Christian’s life |
| We Depend on Key Stations Historically our top five markets when combined represented 43prca, 47prca and 50prca of our net operating revenue for the years ended December 31, 2005, 2004 and 2003, respectively |
| Local and National Economic Conditions May Affect our Advertising Revenue Our financial results are dependent primarily on our ability to generate advertising revenue through rates charged to advertisers |
| The advertising rates a station is able to charge is affected by many factors, including the general strength of the local and national economies |
| Generally, advertising declines during periods of economic recession or downturns in the economy |
| As a result, our revenue is likely to be adversely affected during such periods, whether they occur on a national level or in the geographic markets in which we operate |
| During such periods we may also be required to reduce our advertising rates in order to attract available advertisers |
| Such a decline in advertising rates could also have a material adverse effect on our revenue, results of operations and financial condition |
| Our Stations Must Compete for Advertising Revenues in Their Respective Markets Both radio and television broadcasting are highly competitive businesses |
| Our stations compete for listeners/viewers and advertising revenues within their respective markets directly with other radio and/or television stations, as well as with other media, such as broadcast television and/or broadcast radio (as applicable), cable television and/or cable radio, satellite television and/or satellite radio systems, newspapers, magazines, direct mail, the internet, coupons and billboard advertising |
| Audience ratings and market shares are subject to change, and any change in a particular market could have a material adverse effect on the revenue of our stations located in that market |
| While we already compete in some of our markets with other stations with similar programming formats, if another radio station in a market were to convert its programming format to a format similar to one of our stations, if a new station were to adopt a comparable format or if an existing competitor were to strengthen its operations, our stations could experience a reduction in ratings and/or advertising revenue and could incur increased promotional and other expenses |
| Other radio or television broadcasting companies may enter into the markets in which we operate or may operate in the future |
| These companies may be larger and have more financial resources than we have |
| We cannot assure you that any of our stations will be able to maintain or increase their current audience ratings and advertising revenues |
| 23 _________________________________________________________________ [74]Table of Contents Our Success Depends on our Ability to Identify, Consummate and Integrate Acquired Stations As part of our strategy, we have pursued and intend to continue to pursue acquisitions of additional radio and television stations |
| Broadcasting is a rapidly consolidating industry, with many companies seeking to consummate acquisitions and increases their market share |
| In this environment, we compete and will continue to compete with many other buyers for the acquisition of radio and television stations |
| Some of those competitors may be able to outbid us for acquisitions because they have greater financial resources |
| As a result of these and other factors, our ability to identify and consummate future acquisitions is uncertain |
| Our consummation of all future acquisitions is subject to various conditions, including FCC and other regulatory approvals |
| The FCC must approve any transfer of control or assignment of broadcast licenses |
| In addition, acquisitions may encounter intense scrutiny under federal and state antitrust laws |
| Our future acquisitions may be subject to notification under the Hart-Scott-Rodino Antitrust Improvements Act of 1976 and to a waiting period and possible review by the Department of Justice and the Federal Trade Commission |
| Any delays, injunctions, conditions or modifications by any of these federal agencies could have a negative effect on us and result in the abandonment of all or part of attractive acquisition opportunities |
| We cannot predict whether we will be successful in identifying future acquisition opportunities or what the consequences will be of any acquisitions |
| The success of any completed acquisition will depend on our ability to effectively integrate the acquired stations |
| The process of integrating acquired stations may involve numerous risks, including difficulties in the assimilation of operations, the diversion of management’s attention from other business concerns, risk of entering new markets, and the potential loss of key employees of the acquired stations |
| Our Business is Subject to Extensive Federal Regulation The broadcasting industry is subject to extensive federal regulation which, among other things, requires approval by the FCC of transfers, assignments and renewals of broadcasting licenses, limits the number of broadcasting properties that may be acquired within a specific market, and regulates programming and operations |
| For a detail description of the material regulations applicable to our business, see “Federal Regulation of Radio and Television Broadcasting” and “Other FCC Requirements” in Item 1 of this Form 10-K Failure to comply with these regulations could, under certain circumstances and among other things, result in the denial or revocation of FCC licenses, shortened license renewal terms, monetary fines or other penalties which would adversely affect our profitability |
| Changes in ownership requirements could limit our ability to own or acquire stations in certain markets |
| New Technologies May Affect our Broadcasting Operations The FCC has and is considering ways to introduce new technologies to the broadcasting industry, including satellite and terrestrial delivery of digital audio broadcasting and the standardization of available technologies which significantly enhance the sound quality of AM broadcasters |
| We are unable to predict the effect such technologies may have on our broadcasting operations |
| The capital expenditures necessary to implement such technologies could be substantial |
| We also face risks in implementing the conversion of our television stations to digital television as required by the FCC We have and will continue to incur considerable expense in the conversion to digital television and are unable to predict the extent or timing of consumer demand for any such digital television services |
| Moreover, the FCC may impose additional public service obligations on television broadcasters in return for their use of the digital television spectrum |
| This could add to our operational costs |
| One issue yet to be resolved is the extent to which cable systems will be required to carry broadcasters’ new digital channels |
| Our television stations are highly dependent on their carriage by cable systems in the areas they serve |
| FCC rules that impose no or limited obligations on cable systems to carry the digital television signals of television broadcast stations in their local markets could adversely affect our television operations |
| 24 _________________________________________________________________ [75]Table of Contents The Company is Controlled by our President, Chief Executive Officer and Chairman As of February 28, 2006, Edward K Christian, our President, Chief Executive Officer and Chairman, holds approximately 57prca of the combined voting power of our Common Stock |
| Christian generally is able to control the vote on most matters submitted to the vote of stockholders and, therefore, is able to direct our management and policies, except with respect to (i) the election of the two Class A directors, (ii) those matters where the shares of our Class B Common Stock are only entitled to one vote per share, and (iii) and other matters requiring a class vote under the provisions of our certificate of incorporation, bylaws or applicable law |
| For a description of the voting rights of our Common Stock, see Note 12 of the Notes to Consolidated Financial Statements included with this Form 10-K Without the approval of Mr |
| Christian, we will be unable to consummate transactions involving an actual or potential change of control, including transactions in which stockholders might otherwise receive a premium for your shares over then-current market prices |