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Wiki Wiki Summary
Central Bank of Armenia The Central Bank of Armenia (Armenian: Հայաստանի Կենտրոնական Բանկ, romanized: Hayastani Kentronakan Bank) is the central bank of Armenia with its headquarters in Yerevan. The CBA is an independent institution responsible for issuing all banknotes and coins in the country, overseeing and regulating the banking sector and keeping the government's currency reserves.
Safe harbor (law) A safe harbor is a provision of a statute or a regulation that specifies that certain conduct will be deemed not to violate a given rule. It is usually found in connection with a more-vague, overall standard.
Evinrude Outboard Motors Evinrude Outboard Motors was a North American company that built a major brand of two-stroke outboard motors for boats. Founded by Ole Evinrude in Milwaukee, Wisconsin in 1907, it was formerly owned by the publicly traded Outboard Marine Corporation (OMC) since 1935 but OMC filed for bankruptcy in 2000.
Nervous Conditions Nervous Conditions is a novel by Zimbabwean author Tsitsi Dangarembga, first published in the United Kingdom in 1988. It was the first book published by a black woman from Zimbabwe in English.
Statement (computer science) In computer programming, a statement is a syntactic unit of an imperative programming language that expresses some action to be carried out. A program written in such a language is formed by a sequence of one or more statements.
Orthotropic material In material science and solid mechanics, orthotropic materials have material properties at a particular point, which differ along three mutually-orthogonal axes, where each axis has twofold rotational symmetry. These directional differences in strength can be quantified with Hankinson's equation.
Snake handling in Christianity Snake handling, also called serpent handling, is a religious rite observed in a small number of isolated churches, mostly in the United States, usually characterized as rural and part of the Holiness movement. The practice began in the early 20th century in Appalachia and plays only a small part in the church service.
Forward-looking statement In United States business law, a forward-looking statement or safe harbor statement is a statement that cannot sustain itself as merely a historical fact. A forward-looking statement predicts, projects, or uses future events as expectations or possibilities.
Holy day of obligation In the Catholic Church, holy days of obligation are days on which the faithful are expected to attend Mass, and engage in rest from work and recreation (id est, they are to refrain from engaging in work or activities that hinder the worship owed to God), according to the Third Commandment.\nThe expectation is attached to the holy day, even if transferred to another date, as sometimes happens in the Roman Rite.
Valknut The valknut is a symbol consisting of three interlocked triangles. It appears on a variety of objects from the archaeological record of the ancient Germanic peoples.
Islamic terrorism Islamic terrorism (also known as Islamist terrorism or radical Islamic terrorism) refers to terrorist acts with religious motivations carried out by fundamentalist militant Islamists and Islamic extremists.\n\nIncidents and fatalities from Islamic terrorism have been concentrated in eight Muslim-majority countries (Afghanistan, Egypt, Iraq, Libya, Nigeria, Pakistan, Somalia, and Syria), while four Islamic extremist groups (Islamic State, Boko Haram, the Taliban, and al-Qaeda) were responsible for 74% of all deaths from terrorism in 2015.
Administrative division Administrative division, administrative unit, country subdivision, administrative region, subnational entity, as well as many similar terms, are generic names for geographical areas into which a particular, independent sovereign state (country) is divided. Such a unit usually has an administrative authority with the power to take administrative or policy decisions for its area.Usually, the countries have several levels of administrative divisions.
E-commerce in India India has an Internet user base of about 636.77 million as of May 2020, about 40% of the population. Despite being the second-largest user base in world, only behind China (650 million, 48% of population), the penetration of e-commerce is low compared to markets like the United States (266 million, 84%), or France (54M, 81%), but is growing, adding around 6 million new entrants every month.
Merchandising Merchandising is any practice which contributes to the sale of products to a retail consumer. At a retail in-store level, merchandising refers to displaying products that are for sale in a creative way that entices customers to purchase more items or products.
Dependent type In computer science and logic, a dependent type is a type whose definition depends on a value. It is an overlapping feature of type theory and type systems.
Mating preferences Mate preferences in humans refers to why one human chooses or chooses not to mate with another human and their reasoning why (see: Evolutionary Psychology, mating). Men and women have been observed having different criteria as what makes a good or ideal mate (gender differences).
Trade preference A trade preference is preference by one country for buying goods from some other country more than from other countries. It grants special support to one country over another.
Lifestyle disease Lifestyle diseases can be defined as diseases linked with one's lifestyle. These diseases are non-communicable diseases.
Mortgage loan A mortgage loan or simply mortgage (), in civil law jurisdicions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "secured" on the borrower's property through a process known as mortgage origination.
Real interest rate The real interest rate is the rate of interest an investor, saver or lender receives (or expects to receive) after allowing for inflation. It can be described more formally by the Fisher equation, which states that the real interest rate is approximately the nominal interest rate minus the inflation rate.
Tales of the Unexpected Tales of the Unexpected (Roald Dahl's Tales of the Unexpected) is a British television series that aired between 1979 and 1988. Each episode told a story, often with sinister and wryly comedic undertones, with an unexpected twist ending.
Anthony Adverse Anthony Adverse is a 1936 American epic historical drama film directed by Mervyn LeRoy and starring Fredric March and Olivia de Havilland. The screenplay by Sheridan Gibney draws elements of its plot from eight of the nine books in Hervey Allen's historical novel, Anthony Adverse.
Seasonal subseries plot Seasonal subseries plots are a graphical tool to visualize and detect seasonality in a time series. Seasonal subseries plots involves the extraction of the seasons from a time series into a subseries.
Antique shop An antique shop (or antiques shop) is a retail store specializing in the selling of antiques. Antiques shops can be located either locally or, with the advent of the Internet, found online.
International Color Consortium The International Color Consortium (ICC) was formed in 1993 by eight vendors in order to create an open, vendor-neutral color management system which would function transparently across all operating systems and software packages.\n\n\n== Overview ==\nThe ICC specification, currently on version 4.3, allows for matching of color when moved between applications and operating systems, from the point of creation to the final output, whether display or print.
Odd–even rationing Odd–even rationing is a method of rationing in which access to some resource is restricted to some of the population on any given day. In a common example, drivers of private vehicles may be allowed to drive, park, or purchase gasoline on alternating days, according to whether the last digit in their license plate is even or odd.
Stock (firearms) A gunstock or often simply stock, the back portion of which is also known as a shoulder stock, a buttstock or simply a butt, is a part of a long gun that provides structural support, to which the barrel, action, and firing mechanism are attached. The stock also provides a means for the shooter to firmly brace the gun and easily aim with stability by being held against the user's shoulder when shooting the gun, and helps to counter muzzle rise by transmitting recoil straight into the shooter's body.The tiller of a crossbow is functionally the equivalent of the stock on a gun.
Big-box store A big-box store (also hyperstore, supercenter, superstore, or megastore) is a physically large retail establishment, usually part of a chain of stores. The term sometimes also refers, by extension, to the company that operates the store.
Derivative (finance) In finance, a derivative is a contract that derives its value from the performance of an underlying entity. This underlying entity can be an asset, index, or interest rate, and is often simply called the "underlying".
Performance measurement Performance measurement is the process of collecting, analyzing and/or reporting information regarding the performance of an individual, group, organization, system or component (is this wrong?)\n.Definitions of performance measurement tend to be predicated upon an assumption about why the performance is being measured.\nMoullin defines the term with a forward looking organisational focus—"the process of evaluating how well organisations are managed and the value they deliver for customers and other stakeholders".
Regulation (European Union) A regulation is a legal act of the European Union that becomes immediately enforceable as law in all member states simultaneously. Regulations can be distinguished from directives which, at least in principle, need to be transposed into national law.
Additional insured In insurance policies, an additional insured is a person or organization who enjoys the benefits of being insured under an insurance policy, in addition to whoever originally purchased the insurance policy. The term generally applies within liability insurance and property insurance, but is an element of other policies as well.
Target Corporation Target Corporation (doing business as Target and stylized as target) is an American big box department store chain headquartered in Minneapolis, Minnesota. It is the eighth largest retailer in the United States, and a component of the S&P 500 Index.
Risk Factors
KOHLS CORPORATION Item 1A Risk Factors Forward Looking Statements This report contains statements that may constitute forward-looking statements within the meaning of the safe harbor provisions for forward looking statements contained in the Private Securities Litigation Reform Act of 1995
Those statements relate to developments, results, conditions or other events the Company expects or anticipates will occur in the future
The Company intends words such as “believes,” “anticipates,” “ plans,” “expects” and similar expressions to identify forward-looking statements
Without limiting the foregoing, these statements may relate to future outlook, revenues, earnings, store openings, planned capital expenditures, market conditions, new strategies and the competitive environment
Forward-looking statements are based on management’s then current views and assumptions and, as a result, are subject to certain risks and uncertainties 5 ______________________________________________________________________ that could cause actual results to differ materially from those projected
Any such forward-looking statements are qualified by the following important risk factors that could cause actual results to differ materially from those predicted by the forward-looking statements
Forward looking statements relate to the date initially made, and the Company undertakes no obligation to update them
An investment in the Company’s common stock or other securities carries certain risks
Investors should carefully consider the risks described below and other risks which may be disclosed from time to time in the Company’s filings with the SEC before investing in the Company’s securities
General Economic Conditions General economic factors that are beyond the Company’s control impact the Company’s forecasts and actual performance
These factors include interest rates; recession; inflation; deflation; consumer credit availability; consumer debt levels; energy costs; tax rates and policy; unemployment trends; the threat or possibility of war, terrorism or other global or national unrest; political or financial instability; and other matters that influence consumer confidence and spending
Increasing volatility in financial markets may cause these factors to change with a greater degree of frequency and magnitude
Changes in the economic climate could adversely affect the Company’s performance
Competitive Pressures The retail business is highly competitive
The Company competes for customers, associates, locations, merchandise, services and other important aspects of its business with many other local, regional and national retailers
Those competitors, some of which have a greater market presence than the Company, include traditional store-based retailers, internet and catalog businesses and other forms of retail commerce
Unanticipated changes in the pricing and other practices of those competitors may adversely affect the Company’s performance
Consumer Demand The Company’s business is dependent on the Company’s ability to anticipate fluctuations in consumer demand for a wide variety of merchandise
Failure to accurately predict constantly changing consumer tastes, preferences, spending patterns and other lifestyle decisions could create inventory imbalances and adversely affect the Company’s performance and long term relationships with its customers
Credit Card Operations The Company’s credit card operations facilitate sales in our stores and generate additional revenue from fees related to extending credit
The Company’s ability to extend credit to its customers depends on many factors including compliance with federal and state banking and consumer protection laws, any of which may change from time to time
Changes in credit card use, payment patterns and default rates may result from a variety of economic, legal, social and other factors that we cannot control or predict with certainty
Changes that adversely impact the Company’s ability to extend credit and collect payments could negatively affect our results
In addition, the Company’s finance charge revenue is subject to changes in state legislation regarding interest rates
Weather conditions Because a significant portion of the Company’s business is apparel and subject to weather conditions in its markets, its operating results may be unexpectedly and adversely affected
Frequent or unusually heavy snow, ice or rain storms or extended periods of unseasonable temperatures in its markets could adversely affect the Company’s performance
Seasonality The Company’s business is subject to seasonal influences, with a major portion of sales and income historically realized during the second half of the fiscal year, which includes the back-to-school and holiday 6 ______________________________________________________________________ seasons
This seasonality causes the Company’s operating results to vary considerably from quarter to quarter and could materially adversely affect the market price of its securities
Merchandise Sourcing The merchandise sold by the Company is sourced from a wide variety of domestic and international vendors
All of the Company’s vendors must comply with applicable laws and the Company’s required standards of conduct
The Company’s ability to find qualified vendors and access products in a timely and efficient manner is a significant challenge which is typically even more difficult with respect to goods sourced outside the United States
Political or financial instability, trade restrictions, tariffs, currency exchange rates, transport capacity and costs and other factors relating to foreign trade, and the ability to access suitable merchandise on acceptable terms are beyond the Company’s control and could adversely impact the Company’s performance
Labor Conditions The Company’s performance is dependent on attracting and retaining a large and growing number of quality associates
Many of those associates are in entry level or part time positions with historically high rates of turnover
The Company’s ability to meet the Company’s labor needs while controlling the Company’s costs is subject to external factors such as unemployment levels, prevailing wage rates, minimum wage legislation and changing demographics
Changes that adversely impact the Company’s ability to attract and retain quality associates could adversely affect the Company’s performance
New Store Growth The Company’s plan to continue to increase the number of its stores will depend in part upon the availability of existing retail stores or store sites on acceptable terms
Increases in real estate, construction and development costs could limit the Company’s growth opportunities and affect its return on investment
There can be no assurance that such stores or sites will be available to the Company for purchase or lease, or that they will be available on terms acceptable to the Company
If the Company is unable to grow its retail business, the Company’s financial performance could be adversely affected
New Markets The Company’s growth strategy is dependent upon the Company’s ability to successfully execute the Company’s retailing concept in new markets and geographic regions
If the Company is unable to successfully execute its retail concept in these new markets and regions, or if consumers are not receptive to the Company’s concept in these markets or regions, the Company’s financial performance could be adversely affected
Regulatory and Litigation Developments Various aspects of the Company’s operations are subject to federal, state or local laws, rules and regulations, any of which may change from time to time
Additionally, the Company is regularly involved in various litigation matters that arise in the ordinary course of its business
Litigation or regulatory developments could adversely affect the Company’s business operations and financial performance
Information Systems The efficient operation of our business is dependent on our information systems
In particular, the Company relies on its information systems to effectively manage sales, distribution, merchandise planning and allocation functions
The Company possesses offsite recovery capabilities for its information systems
The failure of the Company’s information systems to perform as designed could disrupt its business and harm sales and profitability
7 ______________________________________________________________________ Other Factors The foregoing list of risk factors is not exclusive
Other factors and unanticipated events could adversely affect the Company
The Company does not undertake to revise any forward-looking statement to reflect events or circumstances that occur after the date the statement is made