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Wiki Wiki Summary
Sportsbook In the United States, a sportsbook or a race and sports book (sometimes abbreviated as book) is a place where a gambler can wager on various sports competitions, including golf, football, basketball, baseball, ice hockey, soccer, horse racing, greyhound racing, boxing, and mixed martial arts. The method of betting varies with the sport and the type of game.
Postoperative nausea and vomiting Postoperative nausea and vomiting (PONV) is the phenomenon of nausea, vomiting, or retching experienced by a patient in the postanesthesia care unit (PACU) or within 24 hours following a surgical procedure. PONV affects about 10% of the population undergoing general anaesthesia each year.
Awareness Awareness is the state of being conscious of something. More specifically, it is the ability to directly know and perceive, to feel, or to be cognizant of events.
Amazon (company) Amazon.com, Inc. ( AM-ə-zon) is an American multinational technology company which focuses on e-commerce, cloud computing, digital streaming, and artificial intelligence.
Hymen \n== Surname ==\nHyman is the surname of:\n\nAlan Hyman (1910–1999), author and screenwriter\nAlbert Hyman (1893–1972), co-inventor of the artificial pacemaker\nAnthony Hyman (disambiguation), several people\nBen Zion Hyman (1891–1984), Canadian-Jewish bookseller\nBill Hyman (1875–1959), English cricketer\nC. S. Hyman (1854–1926), Canadian businessman, politician, and sportsman\nDick Hyman (born 1927), American jazz pianist/keyboardist and composer\nDorothy Hyman (born 1941), British athlete\nEric Hyman (born 1950), collegiate athletic director\nFlora ("Flo") Jean Hyman (1954–1986), American volleyball player and Olympic silver medalist\nHerbert Hyman (1918–1985), American sociologist\nIshmael Hyman (born 1995), American football player\nJames Hyman (born 1970), British DJ and music supervisor\nJames (Mac) Hyman (born 1950), Applied mathematician\nJeffry Hyman (1951–2001), birth name of punk rock singer/songwriter Joey Ramone\nJennifer Hyman, CEO and co-founder of Rent the Runway\nJohn Adams Hyman (1840–1891), born a slave, later became Congressman for North Carolina\nJohn Hyman (philosopher) (born 1960), British philosopher\nKemar Hyman (born 1989), Caymanian sprinter\nLibbie Hyman (1888–1969), American zoologist\nLouis Hyman (born 1977), American writer and economic historian\nMarc Hyman, Hollywood film writer\nMark Hyman (born 1959), American physician and author\nMark E. Hyman (born 1958), Vice President for Corporate Relations for Sinclair Broadcast Group\nMartin Hyman (1933–2021), British long-distance runner\nMisty Hyman (born 1979), American swimmer and Olympic gold medalist\nPhyllis Hyman (1949–1995), American soul singer, model and actress\nRay Hyman (born 1928), Professor Emeritus of Psychology at the University of Oregon, magician, and critic of parapsychology\nRob Hyman (born 1950), American singer, songwriter, and producer\nTrina Schart Hyman (1939–2004), American illustrator of children's books\nWilliam B. Hyman (1814–1884), Louisiana Supreme Court justice\nZach Hyman (born 1992), Canadian Professional Hockey Player and Award Winning Author\n\n\n== Given name ==\nHyman, or a variant Hymen is the given name of:\n\nHyman Bass (born 1932), American mathematician\nHyman "Hy" Buller (1926–1968), Canadian All Star NHL ice hockey player\nHyman Bress (1931–1995), violinist and composer\nHyman "Hy" Cohen (born 1931), baseball player\nFrederic Hymen Cowen (1852–1935), British conductor, composer, and pianist\nHyman George Rickover (1900–1986), US Navy Admiral\nHyman "Hank" Greenberg (1911–1986), American Hall of Fame baseball player\nHyman Holtz (c. 1896 – c.
Real estate economics Real estate economics is the application of economic techniques to real estate markets. It tries to describe, explain, and predict patterns of prices, supply, and demand.
Republican Party (United States) The Republican Party, also referred to as the GOP ("Grand Old Party"), is one of the two major contemporary political parties in the United States, along with its main historic rival, the Democratic Party.\nThe GOP was founded in 1854 by anti-slavery activists who opposed the Kansas–Nebraska Act, which allowed for the potential expansion of chattel slavery into the western territories.
Many Too Many "Many Too Many" is a love song recorded by English rock band Genesis.\n\n\n== Background ==\nIt was released as a single from the album ...And Then There Were Three...
Rooting (Android) Rooting is the process of allowing users of the Android mobile operating system to attain privileged control (known as root access) over various Android subsystems. As Android is based on a modified version of the Linux kernel, rooting an Android device gives similar access to administrative (superuser) permissions as on Linux or any other Unix-like operating system such as FreeBSD or macOS.\nRooting is often performed with the goal of overcoming limitations that carriers and hardware manufacturers put on some devices.
Frisby v. Schultz Frisby v. Schultz, 487 U.S. 474 (1988), was a case in which the Supreme Court of the United States upheld the ordinance by the town of Brookfield, Wisconsin, preventing protest outside of a residential home.
Future Movement The Future Movement (Arabic: تيار المستقبل) is a Lebanese political party affiliated with the Sunni sect. The party was founded as a coalition in 1995 led by Rafic Hariri but was officially founded in 2007.
Battle of Berlin The Battle of Berlin, designated as the Berlin Strategic Offensive Operation by the Soviet Union, and also known as the Fall of Berlin, was one of the last major offensives of the European theatre of World War II.After the Vistula–Oder Offensive of January–February 1945, the Red Army had temporarily halted on a line 60 km (37 mi) east of Berlin. On 9 March, Germany established its defence plan for the city with Operation Clausewitz.
Regulation A In the United States under the Securities Act of 1933, any offer to sell securities must either be registered with the United States Securities and Exchange Commission (SEC) or meet certain qualifications to exempt it from such registration. Regulation A (or Reg A) contains rules providing exemptions from the registration requirements, allowing some companies to use equity crowdfunding to offer and sell their securities without having to register the securities with the SEC. Regulation A offerings are intended to make access to capital possible for small and medium-sized companies that could not otherwise bear the costs of a normal SEC registration and to allow nonaccredited investors to participate in the offering.
Opinion polling for the next German federal election In the run-up to the next German federal election, various organisations carried out opinion polling to gauge voting intentions in Germany. Results of such polls are displayed in this list.
Richard Jewell Richard Allensworth Jewell (born Richard White; December 17, 1962 – August 29, 2007) was an American security guard and law enforcement officer who alerted police during the Centennial Olympic Park bombing at the 1996 Summer Olympics in Atlanta, Georgia. He discovered a backpack containing three pipe bombs on the park grounds and helped evacuate the area before the bomb exploded, saving many people from injury or death.
Kindred Group Kindred Group (formerly Unibet Group Plc) is an online gambling operator which consists of 9 brands, among them Unibet, Maria Casino and 32Red. The Group offer products such as online casino, online poker, online bingo, and sports betting.
Mergers and acquisitions In corporate finance, mergers and acquisitions (M&A) are transactions in which the ownership of companies, other business organizations, or their operating units are transferred or consolidated with other entities. As an aspect of strategic management, M&A can allow enterprises to grow or downsize, and change the nature of their business or competitive position.
Competition Competition is a rivalry where two or more parties strive for a common goal which cannot be shared: where one's gain is the other's loss (an example of which is a zero-sum game). Competition can arise between entities such as organisms, individuals, economic and social groups, etc.
Competitors for the Crown of Scotland When the crown of Scotland became vacant in September 1290 on the death of the seven-year-old child Queen Margaret, 13 claimants to the throne came forward. Those with the most credible claims were John Balliol, Robert Bruce, John Hastings and Floris V, Count of Holland.
Perfect competition In economics, specifically general equilibrium theory, a perfect market, also known as an atomistic market, is defined by several idealizing conditions, collectively called perfect competition, or atomistic competition. In theoretical models where conditions of perfect competition hold, it has been demonstrated that a market will reach an equilibrium in which the quantity supplied for every product or service, including labor, equals the quantity demanded at the current price.
Competition regulator A competition regulator is the institution that oversees the functioning of the markets. And the Law in which it takes cognizance of situations having any type of impediments and distortions on the markets and correct them is the competition law (also known as antitrust law).
Investment (macroeconomics) In macroeconomics, investment "consists of the additions to the nation's capital stock of buildings, equipment, software, and inventories during a year" or, alternatively, investment spending — "spending on productive physical capital such as machinery and construction of buildings, and on changes to inventories — as part of total spending" on goods and services per year.The types of investment include residential investment in housing that will provide a flow of housing services over an extended time, non-residential fixed investment in things such as new machinery or factories, human capital investment in workforce education, and inventory investment (the accumulation, intentional or unintentional, of goods inventories)\nIn measures of national income and output, "gross investment" (represented by the variable I ) is a component of gross domestic product (GDP), given in the formula GDP = C + I + G + NX, where C is consumption, G is government spending, and NX is net exports, given by the difference between the exports and imports, X − M. Thus investment is everything that remains of total expenditure after consumption, government spending, and net exports are subtracted (i.e. I = GDP − C − G − NX ).
Tham Luang cave rescue In June and July 2018, a junior association football team was rescued from the Tham Luang Nang Non cave in Chiang Rai Province in northern Thailand. Twelve members of the team, aged eleven to sixteen, and their 25-year-old assistant coach entered the cave on 23 June after a football practice session.
Resource mobilization Resource mobilization is the process of getting resources from the resource provider, using different mechanisms, to implement an organization's predetermined goals. It is a theory that is used in the study of social movements and argues that the success of social movements depends on resources (time, money, skills, etc.) and the ability to use them.It deals in acquiring the needed resources in a timely, cost-effective manner.
Educational technology Educational technology (commonly abbreviated as edutech, or edtech) is the combined use of computer hardware, software, and educational theory and practice to facilitate learning. When referred to with its abbreviation, edtech, it is often referring to the industry of companies that create educational technology.In addition to practical educational experience, educational technology is based on theoretical knowledge from various disciplines such as communication, education, psychology, sociology, artificial intelligence, and computer science.
List of companies of France France is a country whose territory consists of metropolitan France in western Europe, as well as several overseas regions and territories. A member of the Group of 7 (formerly G8) leading industrialised countries, as of 2014, it is ranked as the world's ninth-largest and the EU's second-largest economy by purchasing power parity.
Revolving fund A revolving fund is a fund or account that remains available to finance an organization's continuing operations without any fiscal year limitation, because the organization replenishes the fund by repaying money used from the account. Revolving funds have been used to support both government and non-profit operations.
Beneficial Corporation Beneficial Corporation was one of the largest consumer finance companies in the United States, prior to its acquisition by Household International, Inc. in 1998.
Corporate governance Corporate governance is defined, described or delineated in diverse ways, depending on the writer's purpose. Writers focussed on a disciplinary interest or context (such as accounting, finance, law, or management) often adopt narrow definitions that appear purpose-specific.
Dividend yield The dividend yield or dividend–price ratio of a share is the dividend per share, divided by the price per share. It is also a company's total annual dividend payments divided by its market capitalization, assuming the number of shares is constant.
Task-oriented and relationship-oriented leadership The task-relationship model is defined by Forsyth as "a descriptive model of leadership which maintains that most leadership behaviors can be classified as performance maintenance or relationship maintenances." Task-oriented (or task-focused) leadership is a behavioral approach in which the leader focuses on the tasks that need to be performed in order to meet certain goals, or to achieve a certain performance standard. \nRelationship-oriented (or relationship-focused) leadership is a behavioral approach in which the leader focuses on the satisfaction, motivation and the general well-being of the team members.
Aoi Hiiragi Aoi Hiiragi (柊 あおい, Hiiragi Aoi, born November 22, 1962) is a Japanese manga artist born in Fukuoka (which became Kamifukuoka in 1972 and then Fujimino in 2005), Saitama Prefecture, Japan, though she grew up in Mibu, Shimotsuga, Tochigi Prefecture. Hiiragi currently resides in Hakodate, Hokkaidō.
Royalty payment A royalty payment is a payment made by one party to another that owns a particular asset, for the right to ongoing use of that asset. Royalties are typically agreed upon as a percentage of gross or net revenues derived from the use of an asset or a fixed price per unit sold of an item of such, but there are also other modes and metrics of compensation.
Risk Factors
FIRST AMERICAN CORP Item 1A Risk Factors You should carefully consider each of the following risk factors and the other information contained in this Annual Report on Form 10-K The Company faces risks other than those listed here, including those that are unknown to the Company and others of which the Company may be aware but, at present, considers immaterial
Because of the following factors, as well as other variables affecting the Company’s operating results, past financial performance may not be a reliable indicator of future performance, and historical trends should not be used to anticipate results or trends in future periods
Certain recurring trends generally result in a decrease in the demand for the Company’s products Demand for the Company’s products generally decreases as the number of real estate transactions in which the Company’s products are purchased decreases
The Company has found that the number of real estate transactions in which the Company’s products are purchased decreases in the following situations: • when mortgage interest rates are high; • when the mortgage fund supply is limited; and • when the United States economy is weak
The Company believes that this trend will recur
Changes in government regulation could prohibit or limit the Company’s operations The Company’s title insurance, property and casualty insurance, home warranty, thrift, trust and investment businesses are regulated by various federal, state and local governmental agencies
Many of the Company’s other businesses operate within statutory guidelines
Changes in the applicable regulatory environment or statutory 14 ______________________________________________________________________ [15]Table of Contents guidelines or changes in interpretations of existing regulations or statutes could prohibit or restrict the Company’s existing or future operations
Such restrictions may restrict the Company’s ability to implement rate increases, acquire assets or businesses or otherwise have a negative impact on the Company’s ability to generate revenue and earnings
The Company may be subject to increased regulation regarding the use of personal information Certain data and services the Company provides are subject to regulation by various federal, state and local regulatory authorities
Compliance with existing federal, state and local laws and regulations has not had a material adverse effect on the Company’s results of operations or financial condition to date
Nonetheless, federal, state and local laws and regulations in the United States designed to protect the public from the misuse of personal information in the marketplace and adverse publicity or potential litigation concerning the commercial use of such information may affect the Company’s operations and could result in substantial regulatory compliance expense, litigation expense and a loss of revenue
The Company may not be able to pursue its acquisition strategy The Company intends to continue to grow through acquisitions
The Company may not be able to identify suitable acquisition candidates or complete acquisitions on satisfactory terms
A number of the Company’s competitors also have adopted the strategy of expanding and diversifying through acquisitions
The Company will continue to experience competition in its effort to execute on its acquisition strategy
As a result, the Company may be unable to continue to make acquisitions or may be forced to pay more for the acquired companies
The integration of Company acquisitions may be difficult and may result in a failure to realize some of the anticipated potential benefits of acquisitions When companies are acquired, the Company may not be able to integrate or manage these businesses so as to produce returns that justify the investment
Any difficulty in successfully integrating or managing the operations of the businesses could have a material adverse effect on the Company’s business, financial condition, results of operations or liquidity, and could lead to a failure to realize any anticipated synergies
The Company’s management also will be required to dedicate substantial time and effort to the integration of its acquisitions
These efforts could divert management’s focus and resources from other strategic opportunities and operational matters
The Company’s earnings may be reduced if acquisition projections are inaccurate The Company’s earnings have improved since 1991 in large part because of the Company’s acquisition and integration of non-title insurance businesses
These businesses generally have higher margins than the title insurance businesses
For example, pre-tax margins for the title insurance and services segment were 10dtta0prca in 2005, while pre-tax margins for the segments in the Company’s information technology group in the same year were 22dtta2prca
The success or failure of acquisitions in this group has depended in large measure upon the accuracy of the Company’s projections
These projections are not always accurate
Inaccurate projections have historically led to lower than expected earnings
As a holding company, the Company depends on distributions from the Company’s subsidiaries, and if distributions from the Company’s subsidiaries are materially impaired, the Company’s ability to declare and pay dividends may be adversely affected First American is a holding company whose primary assets are the securities of its operating subsidiaries
The Company’s ability to pay dividends is dependent on the ability of the Company’s subsidiaries to pay dividends or repay funds
If the Company’s operating subsidiaries are not able to pay dividends or repay funds, 15 ______________________________________________________________________ [16]Table of Contents the Company may not be able to declare and pay dividends to its shareholders
Moreover, pursuant to insurance and other regulations under which the Company’s insurance subsidiaries operate, the amount of dividends, loans and advances available is limited
Under such regulations, the maximum amount of dividends, loans and advances available from the Company’s insurance subsidiaries in 2006 is dlra336dtta4 million
Certain provisions of the Company’s charter and rights plan may make a takeover of our company difficult even if such takeover could be beneficial to some of the Company’s shareholders The Company’s restated articles of incorporation authorize the issuance of “blank check” preferred stock with such designations, rights and preferences as may be determined from time to time by the Company’s board of directors
Accordingly, the Company’s board is empowered, without further shareholder action, to issue shares or series of preferred stock with dividend, liquidation, conversion, voting or other rights that could adversely affect the voting power or other rights, including the ability to receive dividends, of the Company’s common shareholders
The issuance of such preferred stock could be utilized, under certain circumstances, as a method of discouraging, delaying or preventing a change in control
In conjunction with the rights plan discussed in the paragraph immediately below, the Company has authorized the issuance of the Company’s Series A Junior Participating Preferred Shares
Although the Company has no present intention of issuing any additional shares or series of preferred stock, the Company cannot guarantee that it will not make such an issuance in the future
The Company has adopted a rights plan which could, alone or in combination with the Company’s restated articles of incorporation, discourage transactions involving actual or potential changes of control, including transactions that otherwise could involve payment of a premium over prevailing market prices to the Company’s shareholders for their common shares