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Asset Management and Custody Banks |
General Merchandise Stores |
Exposures |
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Express intent |
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Military |
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Event Codes |
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Agree |
Sports contest |
Yield to order |
Host meeting |
Force |
Warn |
Acknowledge responsibility |
Solicit support |
Accident |
Human death |
Demand |
Wiki | Wiki Summary |
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Strategic assumptions | Strategic assumptions are the assumptions that are held by decision-makers when building a strategic plan. All strategic plans should be built upon a grounded, validated and accepted set of strategic assumptions. |
Extraordinary assumptions and hypothetical conditions | In the field of real estate appraisal, extraordinary assumptions and hypothetical conditions are two closely related types of assumptions which are made as predicating conditions of an appraisal problem. Under the Uniform Standards of Professional Appraisal Practice (USPAP), they are two of the assignment conditions on which an appraisal assignment is predicated, the others being general assumptions, laws & regulations, supplemental standards, jurisdictional exceptions, and other conditions affecting scope of work. |
Sport management | Sport management is the field of business dealing with sports and recreation. Sports management involves any combination of skills that correspond with planning, organizing, directing, controlling, budgeting, leading, or evaluating of any organization or business within the sports field. |
Risk management | Risk management is the identification, evaluation, and prioritization of risks (defined in ISO 31000 as the effect of uncertainty on objectives) followed by coordinated and economical application of resources to minimize, monitor, and control the probability or impact of unfortunate events or to maximize the realization of opportunities.\nRisks can come from various sources including uncertainty in international markets, threats from project failures (at any phase in design, development, production, or sustaining of life-cycles), legal liabilities, credit risk, accidents, natural causes and disasters, deliberate attack from an adversary, or events of uncertain or unpredictable root-cause. |
Merchandising | Merchandising is any practice which contributes to the sale of products to a retail consumer. At a retail in-store level, merchandising refers to displaying products that are for sale in a creative way that entices customers to purchase more items or products. |
Service Merchandise | Service Merchandise was a retail chain of catalog showrooms carrying jewelry, toys, sporting goods, and electronics. The company, which first began in 1934 as a five-and-dime store, was in existence for 68 years before ceasing operations in 2002. |
Department store | A department store is a retail establishment offering a wide range of consumer goods in different areas of the store, each area ("department") specializing in a product category. In modern major cities, the department store made a dramatic appearance in the middle of the 19th century, and permanently reshaped shopping habits, and the definition of service and luxury. |
Esports | Sport pertains to any form of competitive physical activity or game that aims to use, maintain, or improve physical ability and skills while providing enjoyment to participants and, in some cases, entertainment to spectators. Sports can, through casual or organized participation, improve one's physical health. |
Yoda conditions | In programming jargon, Yoda conditions (also called Yoda notation) is a programming style where the two parts of an expression are reversed from the typical order in a conditional statement. A Yoda condition places the constant portion of the expression on the left side of the conditional statement. |
Conditions races | Conditions races are horse races in which the weights carried by the runners are laid down by the conditions attached to the race. Weights are allocated according to the sex of the runners, with female runners carrying less weight than males; the age of the runners, with younger horses receiving weight from older runners to allow for relative maturity, referred to as weight for age; and the quality of the runners, with horses that have won certain values of races giving weight to less successful entrants. |
Availability | In reliability engineering, the term availability has the following meanings:\n\nThe degree to which a system, subsystem or equipment is in a specified operable and committable state at the start of a mission, when the mission is called for at an unknown, i.e. a random, time. |
Availability heuristic | The availability heuristic, also known as availability bias, is a mental shortcut that relies on immediate examples that come to a given person's mind when evaluating a specific topic, concept, method or decision. The availability heuristic operates on the notion that if something can be recalled, it must be important, or at least more important than alternative solutions which are not as readily recalled. |
Availability factor | The availability factor of a power plant is the amount of time that it is able to produce electricity over a certain period, divided by the amount of the time in the period. Occasions where only partial capacity is available may or may not be deducted. |
High-availability cluster | High-availability clusters (also known as HA clusters, fail-over clusters) are groups of computers that support server applications that can be reliably utilized with a minimum amount of down-time. They operate by using high availability software to harness redundant computers in groups or clusters that provide continued service when system components fail. |
Route availability | Route Availability (RA) is the system by which the permanent way and supporting works (bridges, embankments, etc.) of the railway network of Great Britain are graded. All routes are allocated an RA number between 1 and 10. |
List of female fitness and figure competitors | This is a list of female fitness and figure competitors.\n\n\n== A ==\nJelena Abbou\n\n\n== B ==\nLauren Beckham\nAlexandra Béres\nSharon Bruneau\n\n\n== C ==\nNatalie Montgomery-Carroll\nJen Cassetty\nKim Chizevsky\nSusie Curry\n\n\n== D ==\nDebbie Dobbins\nNicole Duncan\n\n\n== E ==\nJamie Eason\nAlexis Ellis\n\n\n== F ==\nAmy Fadhli\nJaime Franklin\n\n\n== G ==\nAdela García \nConnie Garner\nElaine Goodlad\nTracey Greenwood\nOksana Grishina\n\n\n== H ==\nMallory Haldeman\nVanda Hădărean\nJen Hendershott\nSoleivi Hernandez\nApril Hunter\n\n\n== I ==\n\n\n== J ==\nTsianina Joelson\n\n\n== K ==\nAdria Montgomery-Klein\nAshley Kaltwasser\n\n\n== L ==\nLauren Lillo\nMary Elizabeth Lado\nTammie Leady\nJennifer Nicole Lee\nAmber Littlejohn\nJulie Lohre\nJenny Lynn\n\n\n== M ==\nTimea Majorová\nLinda Maxwell\nDavana Medina\nJodi Leigh Miller\nChisato Mishima\n\n\n== N ==\nKim Nielsen\n\n\n== O ==\n\n\n== P ==\nVicky Pratt\nElena Panova\nChristine Pomponio-Pate\nCathy Priest\n\n\n== Q ==\n\n\n== R ==\nMaite Richert\nCharlene Rink\nKelly Ryan\n\n\n== S ==\nErin Stern\nCarol Semple-Marzetta\nKrisztina Sereny\nTrish Stratus (Patricia Anne Stratigias)\n\n\n== T ==\nKristi Tauti\nJennifer Thomas\n\n\n== U ==\n\n\n== V ==\nLisa Marie Varon\n\n\n== W ==\nLatisha Wilder\nTorrie Wilson\nLyen Wong\nJenny Worth\nNicole Wilkins\n\n\n== Y ==\n\n\n== Z ==\nMarietta Žigalová\nMalika Zitouni\n\n\n== See also ==\nList of female bodybuilders\n\n\n== References ==\nThere has been a rise in the number of women wanting to compete as fitness models. |
List of Dancing with the Stars (American TV series) competitors | Dancing with the Stars is an American reality television show in which celebrity contestants and professional dance partners compete to be the best dancers, as determined by the show's judges and public voting. The series first broadcast in 2005, and thirty complete seasons have aired on ABC. During each season, competitors are progressively eliminated on the basis of public voting and scores received from the judges until only a few contestants remain. |
Competitive programming | Competitive programming is a mind sport usually held over the Internet or a local network, involving participants trying to program according to provided specifications. Contestants are referred to as sport programmers. |
Inflation | An infection is the invasion of an organism's body tissues by pathogens, their multiplication, and the reaction of host tissues to the infectious agents and the toxins they produce. An infectious disease, also known as a transmissible disease or communicable disease, is an illness resulting from an infection. |
Limited liability company | A limited liability company (LLC) is the US-specific form of a private limited company. It is a business structure that can combine the pass-through taxation of a partnership or sole proprietorship with the limited liability of a corporation. |
Marketing | Marketing is the process of exploring, creating, and delivering value to meet the needs of a target market in terms of goods and services; potentially including selection of a target audience; selection of certain attributes or themes to emphasize in advertising; operation of advertising campaigns; attendance at trade shows and public events; design of products and packaging attractive to buyers; defining the terms of sale, such as price, discounts, warranty, and return policy; product placement in media or with people believed to influence the buying habits of others; agreements with retailers, wholesale distributors, or resellers; and attempts to create awareness of, loyalty to, and positive feelings about a brand. Marketing is typically done by the seller, typically a retailer or manufacturer. |
General store | A general merchant store (also known as general merchandise store, general dealer or village shop) is a rural or small-town store that carries a general line of merchandise. It carries a broad selection of merchandise, sometimes in a small space, where people from the town and surrounding rural areas come to purchase all their general goods. |
Bitwise operation | In computer programming, a bitwise operation operates on a bit string, a bit array or a binary numeral (considered as a bit string) at the level of its individual bits. It is a fast and simple action, basic to the higher-level arithmetic operations and directly supported by the processor. |
Emergency operations center | An emergency operations center (EOC) is a central command and control facility responsible for carrying out the principles of emergency preparedness and emergency management, or disaster management functions at a strategic level during an emergency, and ensuring the continuity of operation of a company, political subdivision or other organization.\nAn EOC is responsible for strategic direction and operational decisions and does not normally directly control field assets, instead leaving tactical decisions to lower commands. |
Surgery | Surgery is a medical or dental specialty that uses operative manual and instrumental techniques on a person to investigate or treat a pathological condition such as a disease or injury, to help improve bodily function, appearance, or to repair unwanted ruptured areas.\nThe act of performing surgery may be called a surgical procedure, operation, or simply "surgery". |
Operation (mathematics) | In mathematics, an operation is a function which takes zero or more input values (called operands) to a well-defined output value. The number of operands (also known as arguments) is the arity of the operation. |
No Expectations | "No Expectations" is a song by English rock band the Rolling Stones featured on their 1968 album Beggars Banquet. It was first released as the B-side of the "Street Fighting Man" single in August 1968. |
Adaptive expectations | In economics, adaptive expectations is a hypothesized process by which people form their expectations about what will happen in the future based on what has happened in the past. For example, if people want to create an expectation of the inflation rate in the future, they can refer to past inflation rates to infer some consistencies and could derive a more accurate expectation the more years they consider. |
High Expectations | High Expectations is the debut studio album by English singer and songwriter Mabel, released on 2 August 2019 by Polydor Records. Mabel worked with writers and producers such as Tre Jean-Marie, Steve Mac and MNEK to create the album, with its music incorporating genres of pop and R&B.\nUpon its release, High Expectations received generally positive reviews from music critics, many of whom complimented its production and the singer's vocals. |
Raising Expectations | Raising Expectations (formerly known as The Wonderful Wayneys) is a Canadian series, that premiered on May 8, 2016 on Family Channel.The series stars Jason Priestley and Molly Ringwald as Wayne and Paige Wayney, the perfectionist parents of five teenage children of whom four are perennial overachievers, and Simon Cadel as Emmett, the one son who is constantly falling short of his parents' demanding expectations. The cast also includes Luke Bilyk, Katie Douglas, Jake Sim and Matthew Tissi. |
List of class-action lawsuits | This page has a list of lawsuits brought as class actions.\n\n\n== Class action lawsuits ==\n\n\n== Lawsuits related to class action ==\n\n\n== See also ==\n\n\n=== Class action lawyers ===\nWilliam Lerach (class action lawyer)\nTim Misny (class action lawyer)\nDavid I. Shapiro (class action lawyer)\nPaul Sprenger (lawyer representing employees in class actions)\nHarvey Thomas Strosberg (Canadian class action lawyer)\nTed Wells (lawyer representing corporations in class actions)\n\n\n=== Class action law firms ===\nCenter for Class Action Fairness (law firm representing consumers in class actions)\nEdelson McGuire (law firm representing consumers in class actions)\n\n\n=== Other persons involved in class actions ===\nWilliam Hohri (class action lead plaintiff)\nHarry Kalven (American jurist, a pioneer in class action)\nJeffrey Krinsk (co-founder of a class action litigation law firm)\n\n\n=== Legislation ===\nPersonal Responsibility in Food Consumption Act (in the US)\nSecurities Litigation Uniform Standards Act (in the US)\n\n\n=== Other related topics ===\n2007 National Football League videotaping controversy#Willie Gary lawsuit\n2007 pet food recalls#Litigation\n2008 Canada listeriosis outbreak#Class-action lawsuits\n2009 Sidekick data loss\n2009–2011 Toyota vehicle recalls#Litigation\nAOL search data leak#Lawsuits\nAaron Broussard#Hurricane Katrina lawsuit\nAeroplan#Class action lawsuit\nAgent Orange#U.S. veterans class action lawsuit against manufacturers\nAir France Flight 358#Passenger class action\nAirborne (dietary supplement)#Class actions and settlements\nAlbany Law School#Controversy\nAlgo Centre Mall#Lawsuit\nAmway#Class action settlement\nApple Inc. |
Lawsuits against God | Lawsuits against God have occurred in real life and in fiction. Issues debated in the actions include the problem of evil and harmful "acts of God". |
Scabies | Scabies (also known as the seven-year itch) is a contagious skin infestation by the mite Sarcoptes scabiei. The most common symptoms are severe itchiness and a pimple-like rash. |
Sigma | Sigma (; uppercase Σ, lowercase σ, lowercase in word-final position ς; Greek: σίγμα) is the eighteenth letter of the Greek alphabet. In the system of Greek numerals, it has a value of 200. |
Risk Factors |
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DILLARDS INC ITEM 1A RISK FACTORS The Company cautions that forward-looking statements, as such term is defined in the Private Securities Litigation Reform Act of 1995, contained in this Annual Report on Form 10-K are based on estimates, projections, beliefs and assumptions of management at the time of such statements and are not guarantees of future performance |
The Company disclaims any obligation to update or revise any forward-looking statements based on the occurrence of future events, the receipt of new information, or otherwise |
Forward-looking statements of the Company involve risks and uncertainties and are subject to change based on various important factors |
Actual future performance, outcomes and results may differ materially from those expressed in forward-looking statements made by the Company and its management as a result of a number of risks, uncertainties and assumptions |
The retail merchandise business is highly competitive, and that competition could lower revenues, margins and market share |
We conduct our retail merchandise business under highly competitive conditions |
Although we are a large regional department store, we have numerous competitors at the national and local level that compete with our individual stores, including specialty, off-price, discount, internet and mail-order retailers |
Competition is characterized by many factors including location, reputation, fashion, merchandise assortment, advertising, price, quality, service and credit availability |
We anticipate intense competition will continue to focus on pricing |
Some of our competitors have substantially larger marketing budgets, which may provide them with a competitive advantage |
If we are unable to maintain our competitive position, we could experience downward pressure on prices, lower demand for products, reduced margins, the inability to take advantage of new business opportunities and the loss of market share |
Changes in economic, market and other conditions could adversely affect our operating results |
The retail merchandise business is affected by changes in international, national, regional, and local economic conditions, consumer preferences and spending patterns, demographic trends, weather, traffic patterns, the type, number and location of competing stores, and the effects of war or terrorist activities and any governmental responses thereto |
Factors such as inflation, apparel costs, labor and benefit costs, legal claims, and the availability of management and hourly employees also affect store operations and administrative expenses |
Our ability to finance new store development, improvements and additions to existing stores, and the acquisition of stores from competitors is affected by economic conditions, including interest rates and other government policies impacting land and construction costs and the availability of borrowed funds |
Current store locations may become less desirable, and desirable new locations may not be available for a reasonable price, if at all |
The success of any store depends in substantial part on its location |
There can be no assurance that current locations will continue to be desirable as demographic patterns change |
Neighborhood or economic conditions where stores are located could decline in the future, thus resulting in potentially reduced sales in those locations |
If we cannot obtain desirable locations at reasonable prices our cost structure will increase and our revenues will be adversely affected |
Ownership and leasing of significant amounts of real estate exposes us to possible liabilities and losses |
We own the land and building, or lease the land and/or the building, for all of our stores |
Accordingly, we are subject to all of the risks associated with owning and leasing real estate |
In particular, the value of the assets could decrease, and their costs could increase, because of changes in the investment climate for real estate, demographic trends and supply or demand for the use of the store, which may result from competition from similar stores in the area, as well as liability for environmental conditions |
We generally cannot cancel these 3 ______________________________________________________________________ [26]Table of Contents leases |
If an existing or future store is not profitable, and we decide to close it, we may be committed to perform certain obligations under the applicable lease including, among other things, paying the base rent for the balance of the lease term |
In addition, as each of the leases expires, we may be unable to negotiate renewals, either on commercially acceptable terms or at all, which could cause us to close stores in desirable locations |
If an existing owned store is not profitable, and we decide to close it, we may be required to record an impairment charge and/or exit costs associated with the disposal of the store |
We may not be able to close an unprofitable owned store due to an existing operating covenant which may cause us to operate the location at a loss and prevent us from locating a more desirable location |
We rely on third party suppliers to obtain materials and provide production facilities from which we source our merchandise |
We may experience supply problems such as unfavorable pricing or untimely delivery of merchandise |
The price and availability of materials from suppliers can be adversely affected by factors outside of our control such as increased worldwide demand |
Further, our suppliers who also serve the retail industry may experience financial difficulties due to a downturn in the industry |
These supplier risks may have a material adverse effect on our business and results of operations |
We intend to evaluate acquisitions, joint ventures and other strategic initiatives, any of which could distract management or otherwise have a negative effect on revenues, costs and stock price |
Our future success may depend on opportunities to buy or obtain rights to other businesses or technologies that could complement, enhance or expand our current business or products or that might otherwise offer growth opportunities |
In particular, we intend to evaluate potential mergers, acquisitions, joint venture investments, strategic initiatives, alliances, vertical integration opportunities and divestitures |
Our attempt to engage in these transactions may expose us to various inherent risks, including: • accurately assessing the value, future growth potential, strengths, weaknesses, contingent and other liabilities and potential profitability of acquisition candidates; • the potential loss of key personnel of an acquired business; • the ability to achieve projected economic and operating synergies; • difficulties successfully integrating, operating, maintaining and managing newly acquired operations or employees; • difficulties maintaining uniform standards, controls, procedures and policies; • unanticipated changes in business and economic conditions affecting an acquired business; • the possibility of impairment charges if an acquired business performs below expectations; and • the diversion of management’s attention from the existing business to integrate the operations and personnel of the acquired or combined business or to implement the strategic initiative |
Our annual and quarterly financial results may fluctuate depending on various factors, many of which are beyond our control, and if we fail to meet the expectations of securities analysts or investors, our share price may decline |
Our sales and operating results can vary from quarter to quarter and year to year depending on various factors, many of which are beyond our control |
Certain events and factors may directly and immediately decrease demand for our products |
If customer demand decreases rapidly, our results of operations would also decline precipitously |
These events and factors include: • variations in the timing and volume of our sales; 4 ______________________________________________________________________ [27]Table of Contents • sales promotions by us or our competitors; • changes in average same-store sales and customer visits; • variations in the price, availability and shipping costs of supplies; • seasonal effects on demand for our products; • changes in competitive and economic conditions generally; • changes in the cost or availability of material or labor; and • weather and acts of God |
Litigation from customers, employees and others could harm our reputation and impact operating results |
Class action lawsuits have been filed, and may continue to be filed, from customers alleging discrimination |
We are also susceptible to claims filed by customers alleging responsibility for injury suffered during a visit to a store |
Class action lawsuits have also been filed, and may continue to be filed, against the Mercantile Stores Pension Plan (the “Plan”) and the Mercantile Stores Pension Committee (the “Committee”) on behalf of a putative class of former Plan participants |
The complaint alleges that certain actions by the Plan and the Committee violated the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), as a result of amendments made to the Plan that allegedly were either improper and/or ineffective and as a result of certain payments made to certain beneficiaries of the Plan that allegedly were improperly calculated and/or discriminatory on account of age |
In addition to decreasing our sales and profitability and diverting management resources, adverse publicity or a substantial judgment against us could negatively impact our operating results and our reputation, hindering the ability to attract and retain customers |
Further, we may be subject to other claims in the future based on, among other things, employee discrimination, harassment, wrongful termination and wage issues, including those relating to overtime compensation |
These types of claims, as well as other types of lawsuits to which we are subject to from time to time, can distract management’s attention from core business operations and/or negatively impact operating results |
Catastrophic events may disrupt our business |
Unforeseen events, including war, terrorism and other international conflicts, public health issues, and natural disasters such as earthquakes, hurricanes or other adverse weather and climate conditions, whether occurring in the United States or abroad, could disrupt our operations, disrupt international trade and supply chain efficiencies, suppliers or customers, or result in political or economic instability |
These events could reduce demand for our products or make it difficult or impossible to receive products from suppliers |