Home
Jump to Risk Factors
Jump to Industries
Jump to Exposures
Jump to Event Codes
Jump to Wiki Summary

Industries
Asset Management and Custody Banks
Fertilizers and Agricultural Chemicals
Diversified Chemicals
Specialty Chemicals
Exposures
Provide
Military
Political reform
Leadership
Event Codes
Solicit support
Adjust
Accident
Warn
Force
Yield to order
Yield
Wiki Wiki Summary
Mental factors (Buddhism) Mental factors (Sanskrit: चैतसिक, romanized: caitasika or chitta samskara चित्त संस्कार; Pali: cetasika; Tibetan: སེམས་བྱུང sems byung), in Buddhism, are identified within the teachings of the Abhidhamma (Buddhist psychology). They are defined as aspects of the mind that apprehend the quality of an object, and that have the ability to color the mind.
Special Activities Center The Special Activities Center (SAC) is a division of the Central Intelligence Agency responsible for covert operations and paramilitary operations. The unit was named Special Activities Division (SAD) prior to 2015.
Operation (mathematics) In mathematics, an operation is a function which takes zero or more input values (called operands) to a well-defined output value. The number of operands (also known as arguments) is the arity of the operation.
Latin Extended Additional Latin Extended Additional is a Unicode block.\nThe characters in this block are mostly precomposed combinations of Latin letters with one or more general diacritical marks.
Additional member system The additional member system (AMS) is a mixed electoral system under which most representatives are elected in single-member districts (SMDs), and the other "additional members" are elected to make the seat distribution in the chamber more proportional to the way votes are cast for party lists. It is distinct from parallel voting (also known as the supplementary member system) in that the "additional member" seats are awarded to parties taking into account seats won in SMDs (referred to as compensation or "top-up"), which is not done under parallel voting (a non-compensatory method).
Risk-based internal audit Internal auditing is an independent, objective assurance and consulting activity designed to add value and improve an organization's operations. It may help an organization accomplish its objectives by bringing a systematic, disciplined approach to evaluate and improve the effectiveness of risk management, control and governance processes.
Overdrafting Overdrafting is the process of extracting groundwater beyond the equilibrium yield of the aquifer. Groundwater is the fresh water that can be found underground; it is also one of the largest sources.
Image editing Image editing encompasses the processes of altering images, whether they are digital photographs, traditional photo-chemical photographs, or illustrations. Traditional analog image editing is known as photo retouching, using tools such as an airbrush to modify photographs or editing illustrations with any traditional art medium.
Digital image correlation and tracking Digital image correlation and tracking is an optical method that employs tracking and image registration techniques for accurate 2D and 3D measurements of changes in images. This method is often used to measure full-field displacement and strains, and it is widely applied in many areas of science and engineering.
Diversified financial Diversified financials is a specific category of the Global Industry Classification Standard (GICS) that is used by the financial community. It includes a range of consumer and commercially oriented companies offering a wide variety of financial products and services, including various lending products (such as home equity loans and credit cards), insurance, and securities and investment products.
Amazon (company) Amazon.com, Inc. ( AM-ə-zon) is an American multinational technology company which focuses on e-commerce, cloud computing, digital streaming, and artificial intelligence.
Bancassurance Bancassurance is a relationship between a bank and an insurance company that is aimed at offering insurance products or insurance benefits to the bank's customers. In this partnership, bank staff and tellers become the point of sale and point of contact for the customer.
Vijay Sales VIJAY SALES (INDIA) PVT. LTD. is an Indian electronics retail chain based out of Mumbai. It is headquartered in Jogeshwari, Mumbai.
Online shopping Online shopping is a form of electronic commerce which allows consumers to directly buy goods or services from a seller over the Internet using a web browser or a mobile app. Consumers find a product of interest by visiting the website of the retailer directly or by searching among alternative vendors using a shopping search engine, which displays the same product's availability and pricing at different e-retailers.
Centum Electronics Centum Electronics Limited is an Indian electronics system design and manufacturing company. The company produces subsystems and microelectronics, and provides system integration services.
NOPAT In corporate finance, net operating profit after tax (NOPAT) is a company's after-tax operating profit for all investors, including shareholders and debt holders. NOPAT is used by analysts and investors as a precise and accurate measurement of profitability to compare a company's financial results across its history and against competitors.When calculating NOPAT, one removes Interest Expense and the effects of other non-operating activities (non-recurring gains and losses) from Net Income to arrive at a value that approximates the value of a firm's annual earnings.
Boston Beer Company The Boston Beer Company is an American brewery founded in 1984. Boston Beer Company's first brand of beer was named Samuel Adams after Founding Father Samuel Adams, an American revolutionary patriot.
Celebrity (1998 film) Celebrity is a 1998 American comedy-drama film written and directed by Woody Allen, and features an ensemble cast. The screenplay describes the divergent paths a couple takes following their divorce.
Bolt-on acquisition Bolt-on acquisition refers to the acquisition of smaller companies, usually in the same line of business, that presents strategic value. This is in contrast to primary acquisitions of other companies which are generally in different industries, require larger investments, or are of similar size to the acquiring company.
Kalbe Farma PT Kalbe Farma Tbk is an Indonesian pharmaceutical, healthcare and nutrition company established in 1966. The company has expanded by strategic acquisitions of pharmaceutical companies, becoming an integrated consumer health and nutrition enterprise.
Behavioral risk Behavioral risk involves the identification, analysis, and management of risk factors in industrial and organizational psychology. Its management regards the process of managing workplace risk factors pertinent to organizational behavior and industrial and organizational psychology.
Strategy dynamics The word ‘dynamics’ appears frequently in discussions and writing about strategy, and is used in two distinct, though equally important senses.\nThe dynamics of strategy and performance concerns the ‘content’ of strategy – initiatives, choices, policies and decisions adopted in an attempt to improve performance, and the results that arise from these managerial behaviors.
Byzantine silk Byzantine silk is silk woven in the Byzantine Empire (Byzantium) from about the fourth century until the Fall of Constantinople in 1453.\nThe Byzantine capital of Constantinople was the first significant silk-weaving center in Europe.
Sofinnova Sofinnova is the name shared by two venture capital firms, Sofinnova Partners and Sofinnova Ventures. The name Sofinnova is a contraction of the French, "Société de Financement de l’Innovation" or, Innovation Venture Capital Company.
External debt A country's gross external debt (or foreign debt) is the liabilities that are owed to nonresidents by residents.: 5  The debtors can be governments, corporations or citizens.: 41–43  External debt may be denominated in domestic or foreign currency.: 71–72  It includes amounts owed to private commercial banks, foreign governments, or international financial institutions such as the International Monetary Fund (IMF) and the World Bank. \nExternal debt measures an economy's obligations to make future payments and, therefore, is an indicator of a country's vulnerability to solvency and liquidity problems.: xi–xii  Another useful indicator is the net external debt position, which equals gross external debt less external assets in the form of debt instruments.: 1–2  A related concept is the net international investment position (net IIP).
Balance (accounting) In banking and accounting, the balance is the amount of money owed (or due) on an account.\nIn bookkeeping, “balance” is the difference between the sum of debit entries and the sum of credit entries entered into an account during a financial period.
Islamic International Peacekeeping Brigade The Islamic International Peacekeeping Brigade (Russian: Исламская международная миротворческая бригада; abbreviated IIPB), also known as the Islamic International Brigade, the Islamic Peacekeeping Army, was the name of an international Islamist mujahideen organization, founded in 1998. IIPB was designated a terrorist entity by the United States in February 2003.
PepsiCo Pepsi is a carbonated soft drink manufactured by PepsiCo. Originally created and developed in 1893 by Caleb Bradham and introduced as Brad's Drink, it was renamed as Pepsi-Cola in 1898, and then shortened to Pepsi in 1961.
Growth–share matrix The growth–share matrix (aka the product portfolio matrix, Boston Box, BCG-matrix, Boston matrix, Boston Consulting Group analysis, portfolio diagram) is a chart created in a collaborative effort by BCG employees: Alan Zakon first sketched it and then, together with his colleagues, refined it. BCG's founder Bruce D. Henderson popularized the concept in an essay titled "The Product Portfolio" in BCG's publication Perspectives in 1970.
List of sovereign states and dependent territories in Asia This is a list of sovereign states and dependent territories in Asia. It includes fully recognized states, states with limited but substantial international recognition, de facto states with little or no international recognition, and dependencies of both Asian and non-Asian states.
Corey Feldman Corey Scott Feldman (born July 16, 1971) is an American actor and musician. As a youth, he became well known for roles in the 1980s in films such as Friday the 13th: The Final Chapter (1984), Gremlins (1984), The Goonies (1985), and Stand by Me (1986).
Corporate governance Corporate governance is defined, described or delineated in diverse ways, depending on the writer's purpose. Writers focussed on a disciplinary interest or context (such as accounting, finance, law, or management) often adopt narrow definitions that appear purpose-specific.
NoComply NoComply were a metal-influenced punk rock sextet hailing from Plymouth, Devon in the south of England. They took their name from the skateboarding trick known as "no comply".
Code of practice A code of practice can be a document that complements occupational health and safety laws and regulations to provide detailed practical guidance on how to comply with legal obligations, and should be followed unless another solution with the same or better health and safety standard is in place, or may be a document for the same purpose published by a self-regulating body to be followed by member organisations.Codes of practice published by governments do not replace the occupational health and safety laws and regulations, and are generally issued in terms of those laws and regulations. They are intended to help understand how to comply with the requirements of regulations.
Information security audit An information security audit is an audit on the level of information security in an organization. It is an independent review and examination of system records, activities and related documents.
Johnson Controls Johnson Controls International is an American \nIrish-domiciled multinational conglomerate headquartered in Cork, Ireland, that produces fire, HVAC, and security equipment for buildings. As of mid-2019, it employed 105,000 people in around 2,000 locations across six continents.
Risk Factors
CPAC INC Item 1A RISK FACTORS The Company faces a variety of risks inherent in general business and in its consumer and commercial cleaning and personal care operations, as well as in its imaging chemical and equipment operations for color photographic, health care, and graphic arts arenas, including operational, regulatory and product risks
Management discusses below certain significant factors that could adversely affect the operations and results of the Company
Other factors may exist that the Company cannot anticipate or that the Company does not consider being significant based upon information which is available currently
_________________________________________________________________ 10 Additionally, because of the following risks and uncertainties, as well as other factors that could affect our operating results, the Companyapstas past financial performance should not be considered as an indicator of future performance
If digital imaging continues to accelerate declines in consumer demand for traditional silver halide imaging products, the Companyapstas Imaging Segmentapstas operations and revenues could be significantly impacted
The increasing impact of digital imaging on traditional imaging processing may continue to depress the Imaging Segmentapstas production volumes and sales, unless the Company is successful in obtaining outsource opportunities from other larger players, who may be looking to reduce their presence in this area
Or, if unable to obtain imaging outsource chemical business, the Segmentapstas operations will have to diversify into the mixing of other chemicals or reduce potential excess capacity
Inability to grow, stabilize, or manage a diversification program away from traditional silver halide chemical manufacturing would impact revenues, gross margins, and profitability of the Companyapstas Imaging operations
If the Company is not able to expand sales of Fuller Brush consumer products into different distribution channels, revenues and profitability of the Fuller Brands Segment could be affected
The Fuller Brands Segment will need to continue to expand and find new distribution channels for its consumer products
While the Fuller Brush brand name is still recognizable for its quality and reliability as evidenced by its success in selling through the home shopping network venue, the inability to promote and sell its products through traditional retail outlets or other channels may ultimately impact future revenues of the Fuller Brands Segment, if historical sales methods (door-to-door, party plan) become more challenging to operate profitably
If the Company is unable to increase manufacturing volume in its Great Bend, Kansas, manufacturing facility, absorption of fixed costs will negatively impact Fuller Brands &apos gross profits and profits
Since acquiring the Fuller Brush Company, the Companyapstas strategy has been to grow or acquire additional business for products that can be manufactured in its Great Bend, Kansas, 495cmam000 square foot manufacturing facility, to help absorb its fixed manufacturing costs
While the Company believes the current business environment holds numerous opportunities to obtain additional business through organic growth or strategic acquisitions, the inability to do such, would have a negative impact on its manufacturing costs, causing lower gross margins and reduced profitability of the Segment
If the Company is not able to pass on rising raw material costs to its customers, both Segments &apos operations and profitability could be negatively impacted
Fiscal 2006 saw significant increases in raw material costs being experienced by both Segments of the Companyapstas operations, as inflationary pressures in fuel and petroleum based products caused the Companyapstas vendors to increase prices throughout the year
Since the Companyapstas Segments operated in intensely competitive marketplaces, increasing prices to end-user customers was only able to be done for selected product groups
In fiscal 2007, if the Company is unable to pass on expected material costs increases to its end-user customers, the Companyapstas gross profits and ultimate profitability will be negatively impacted
The inability to improve cash flows through a reduction in domestic receivable and inventory levels could negatively impact the Companyapstas ability to finance growth initiatives in both Segments
The Companyapstas domestic operations in 2006 struggled to match inventory levels with actual sales demands in many of its business lines, causing increased inventory levels and straining cash flows
In addition, changes in the traditional imaging marketplace have caused many of the Imaging Segmentapstas distributor customers to struggle with cash flow issues of their own, slowing receivable collection efforts, and negatively impacting the generation of cash
If the Company is unable to improve its effectiveness of turning these assets into cash, the Companyapstas ability to fund internal growth initiatives, or attract favorable borrowing arrangements, would be negatively impacted, causing further pressures on its balance sheet and future profitability
Changes in international business, political, and economic conditions in the countries in which the Companyapstas foreign subsidiaries operate in could negatively impact revenues and profitability
The Companyapstas international Imaging subsidiaries experienced revenue and profitability growth selling into Europe, Asia, and Africa in fiscal 2006
If political or economic conditions changed significantly, due to war, terrorist attacks, or unforeseen business downturns due to currency crises or other international events, the Companyapstas revenues and profitability would be significantly impacted
In addition, if US economic events in fiscal 2007, such as rising interest rates or the dollar _________________________________________________________________ 11 weakening against other foreign currencies occur, the Companyapstas domestic export business could be affected, reducing expected revenues and profitability
Failure of the Securities and Exchange Commission to adjust Sarbanes-Oxley Section 404 requirements for non-accelerated filers will significantly increase the Companyapstas administrative costs of operating as a public company and negatively impact future profitability
As Section 404 regulations of the Sarbanes-Oxley Act of 2002 (SOX 404) currently exist, the Company will have to devote significant resources (both financial and personnel) to comply with the requirements of this Section, as presently enacted into law
At this time, SOX 404 will be effective for the Companyapstas fiscal year ended March 31, 2008
If Congress or the SEC does not significantly modify the regulations involving the testing and rendering of an opinion by the Companyapstas external auditors involving the internal controls over the Companyapstas financial reporting, it is expected that the Companyapstas expenditures surrounding SOX 404 could exceed dlra500cmam000, which would significantly impact the ability to fund future growth initiatives and divert senior managementapstas attention from strategic planning and operations