| Balance sheet |
In financial accounting, a balance sheet (also known as statement of financial position or statement of financial condition) is a summary of the financial balances of an individual or organization, whether it be a sole proprietorship, a business partnership, a corporation, private limited company or other organization such as government or not-for-profit entity. Assets, liabilities and ownership equity are listed as of a specific date, such as the end of its financial year. |
| Crack cocaine |
Crack cocaine, commonly known simply as crack, and also known as rock, is a free base form of cocaine that can be smoked. Crack offers a short, intense high to smokers. |
| ProCredit Holding |
The ProCredit Holding is the parent company of a development-oriented group of commercial banks for small and medium enterprises (SMEs), which operate in South Eastern and Eastern Europe, Ecuador, and Germany. The business model of the group is based on "socially responsible banking". |
| Open-source software |
Open-source software (OSS) is computer software that is released under a license in which the copyright holder grants users the rights to use, study, change, and distribute the software and its source code to anyone and for any purpose. Open-source software may be developed in a collaborative public manner. |
| Political obligation |
Political obligation refers to a moral requirement to obey national laws. Its origins are unclear, however it traces to the Ancient Greeks. |
| Deontology |
In moral philosophy, deontological ethics or deontology (from Greek: δέον, 'obligation, duty' + λόγος, 'study') is the normative ethical theory that the morality of an action should be based on whether that action itself is right or wrong under a series of rules, rather than based on the consequences of the action. It is sometimes described as duty-, obligation-, or rule-based ethics. |
| Charterparty |
A charterparty (sometimes charter-party) is a maritime contract between a shipowner and a "charterer" for the hire of either a ship for the carriage of passengers or cargo, or a yacht for pleasure purposes.\nCharter party is a contract of carriage of goods in the case of employment of a (charter boat). |
| Agree to disagree |
"Agree to disagree" or "agreeing to disagree" is a phrase in English referring to the resolution of a conflict (usually a debate or quarrel) whereby all parties tolerate but do not accept the opposing positions. It generally occurs when all sides recognize that further conflict would be unnecessary, ineffective or otherwise undesirable. |
| Allowance for Loan and Lease Losses |
In banking, the Allowance for Loan and Lease Losses (ALLL), formerly known as the reserve for bad debts, is a calculated reserve that financial institutions establish in relation to the estimated credit risk within the institution's assets. This credit risk represents the charge-offs that will most likely be realized against an institution's operating income as of the financial statement end date. |
| Capital requirement |
A capital requirement (also known as regulatory capital or capital adequacy) is the amount of capital a bank or other financial institution has to have as required by its financial regulator. This is usually expressed as a capital adequacy ratio of equity as a percentage of risk-weighted assets. |
| Variable refresh rate |
Variable refresh rate (VRR) refers to a dynamic display that can continuously and seamlessly change its refresh rate without user input.\nA display supporting a variable refresh rate usually supports a specific range of refresh rates (e.g. |
| Securitization |
Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans or credit card debt obligations (or other non-debt assets which generate receivables) and selling their related cash flows to third party investors as securities, which may be described as bonds, pass-through securities, or collateralized debt obligations (CDOs). Investors are repaid from the principal and interest cash flows collected from the underlying debt and redistributed through the capital structure of the new financing. |
| Superintendent of police (India) |
Superintendent of police or SP is a senior rank in Indian Police Service or IPS. Superintendent of Police in Hindi means पुलिस अधीक्षक. They have one Star and one Ashoka emblem on their shoulders and below IPS is written. |
| Authorization hold |
Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.\nIn the case of debit cards, authorization holds can fall off the account, thus rendering the balance available again, anywhere from one to eight business days after the transaction date, depending on the bank's policy. |
| BLAST (biotechnology) |
In bioinformatics, BLAST (basic local alignment search tool) is an algorithm and program for comparing primary biological sequence information, such as the amino-acid sequences of proteins or the nucleotides of DNA and/or RNA sequences. A BLAST search enables a researcher to compare a subject protein or nucleotide sequence (called a query) with a library or database of sequences, and identify database sequences that resemble the query sequence above a certain threshold. |
| Financial system |
A financial system is a system that allows the exchange of funds between financial market participants such as lenders, investors, and borrowers. Financial systems operate at national and global levels. |
| Japanese financial system |
The main elements of Japan's financial system are much the same as those of other major industrialized nations: a commercial banking system, which accepts deposits, extends loans to businesses, and deals in foreign exchange; specialized government-owned financial institutions, which fund various sectors of the domestic economy; securities companies, which provide brokerage services, underwrite corporate and government securities, and deal in securities markets; capital markets, which offer the means to finance public and private debt and to sell residual corporate ownership; and money markets, which offer banks a source of liquidity and provide the Bank of Japan with a tool to implement monetary policy.\n\n\n== Banks ==\nJapan's traditional banking system was segmented into clearly defined components in the late 1980s: commercial banks (thirteen major and sixty-four smaller regional banks), long-term credit banks (seven), trust banks (seven), mutual loan and savings banks (sixty-nine), and various specialized financial institutions. |
| National Spot Exchange |
The National Spot Exchange Limited (NSEL) is India's first spot exchange that was established in view of the then Prime Minister's vision to create a "single market" across the country for both manufactured and agricultural produce. \nThe Economic Survey of 2002-03 of the Government of India also recommended setting up a national-level, integrated market for agricultural products, as did the Planning Commission. |
| Arithmetic |
Arithmetic (from Ancient Greek ἀριθμός (arithmós) 'number', and τική [τέχνη] (tikḗ [tékhnē]) 'art, craft') is an elementary part of mathematics that consists of the study of the properties of the traditional operations on numbers—addition, subtraction, multiplication, division, exponentiation, and extraction of roots. In the 19th century, Italian mathematician Giuseppe Peano formalized arithmetic with his Peano axioms, which are highly important to the field of mathematical logic today. |
| Senior management |
Senior management, executive management, upper management, or a management is generally individuals at the highest level of management of an organization who have the day-to-day tasks of managing that organization—sometimes a company or a corporation.\n\n\n== Overview ==\nExecutive managers hold executive powers delegated to them with and by authority of a board of directors and/or the shareholders. |
| Internet bot |
An Internet bot, web robot, robot or simply bot, is a software application that runs automated tasks (scripts) over the Internet, usually with the intent to emulate human activity on the Internet, such as messaging, on a large scale. An Internet bot plays the client role in a client–server model whereas the server role is usually played by web servers. |
| Travel during the COVID-19 pandemic |
During the COVID-19 pandemic, many countries and regions imposed quarantines, entry bans, or other travel restrictions for citizens of or recent travelers to the most affected areas. Some countries and regions imposed global restrictions that apply to all foreign countries and territories, or prevent their own citizens from travelling overseas.In response, the UNDP – PanaBIOS Consortium developed a platform (PanaBIOS AU XChange) to harmonise travel protocols and restrictions across Africa.The platform was adopted by several countries across Africa to aid the establishment of travel protocols among countries across the continent.Travel restrictions reduced the spread of the virus, but because they were first implemented after community spread was established in multiple countries in different regions of the world, they produced only a modest reduction in the total number of people infected. |
| Atresplayer Premium |
Atresplayer Premium (often stylized as ATRESplayer Premium) is a Spanish paid subscription video on-demand over-the-top streaming service of Atresmedia.\n\n\n== History and description ==\nIt was launched in Spain on 8 September 2019. |
| Risk premium |
A risk premium is a measure of excess return that is required by an individual to compensate being subjected to an increased level of risk. It is used widely in finance and economics, the general definition being the expected risky return less the risk-free return, as demonstrated by the formula below. |
| List of Washington Commanders starting quarterbacks |
These quarterbacks have started at least one game for the Washington Commanders of the National Football League, formerly known as the Boston Braves (1932), Boston Redskins (1933–1936), Washington Redskins (1937–2019), and Washington Football Team (2020–2021). Only two starting quarterbacks for Washington have been inducted into the Pro Football Hall of Fame: Sammy Baugh (1937–1952) and Sonny Jurgensen (1964–1974). |
| Non-visa travel restrictions |
Many countries have entry restrictions on foreigners that go beyond the common requirement of having either a valid visa or a visa exemption. Such restrictions may be health related or impose additional documentation requirements on certain classes of people for diplomatic or political purposes. |
| Provisions of Westminster |
The Provisions of Westminster of 1259 were part of a series of legislative constitutional reforms that arose out of power struggles between Henry III of England and his barons. The King's failed campaigns in France in 1230 and 1242, and his choice of friends and advisers, together with the cost of his failed scheme to make one of his younger sons King of Sicily and help the Pope against the Holy Roman Emperor, led to further disputes with the barons and united opposition in Church and State. |
| Incorporation of the Bill of Rights |
Incorporation, in United States law, is the doctrine by which portions of the Bill of Rights have been made applicable to the states. When the Bill of Rights was ratified, the courts held that its protections extended only to the actions of the federal government and that the Bill of Rights did not place limitations on the authority of the state and local governments. |
| RBC Bank |
RBC Bank is the trading name of RBC Bank (Georgia), N.A., the United States-based retail banking division of the Royal Bank of Canada (RBC) which is targeted toward Canadian snowbirds, expatriates, and frequent tourists. Despite its limited reach, RBC Bank is a federally chartered bank, thus its trading name bears "N.A." letters. |
| News media phone hacking scandal |
The News International phone hacking scandal was a controversy involving the now-defunct News of the World and other British newspapers owned by Rupert Murdoch. Employees of the newspaper were accused of engaging in phone hacking, police bribery, and exercising improper influence in the pursuit of stories. |
| Buyer's premium |
In auctions, the buyer's premium is a charge in addition to the hammer price (i.e. the winning bid announced) of an auction item, or lot. |