| Affect heuristic |
The affect heuristic is a heuristic, a mental shortcut that allows people to make decisions and solve problems quickly and efficiently, in which current emotion—fear, pleasure, surprise, etc.—influences decisions. In other words, it is a type of heuristic in which emotional response, or "affect" in psychological terms, plays a lead role. |
| Financial ratio |
A financial ratio or accounting ratio is a relative magnitude of two selected numerical values taken from an enterprise's financial statements. Often used in accounting, there are many standard ratios used to try to evaluate the overall financial condition of a corporation or other organization. |
| Financial law |
Financial law is the law and regulation of the insurance, derivatives, commercial banking, capital markets and investment management sectors. Understanding Financial law is crucial to appreciating the creation and formation of banking and financial regulation, as well as the legal framework for finance generally. |
| Significant figures |
Significant figures (also known as the significant digits, precision or resolution) of a number in positional notation are digits in the number that are reliable and necessary to indicate the quantity of something.\nIf a number expressing the result of a measurement (e.g., length, pressure, volume, or mass) has more digits than the number of digits allowed by the measurement resolution, then only as many digits as allowed by the measurement resolution are reliable, and so only these can be significant figures. |
| Allowance for Loan and Lease Losses |
In banking, the Allowance for Loan and Lease Losses (ALLL), formerly known as the reserve for bad debts, is a calculated reserve that financial institutions establish in relation to the estimated credit risk within the institution's assets. This credit risk represents the charge-offs that will most likely be realized against an institution's operating income as of the financial statement end date. |
| Tertiary education fees in Australia |
Tertiary education fees in Australia are payable for courses at tertiary education institutions. The Commonwealth government provides loans and subsidies to relieve the cost of tertiary education for some students. |
| Loan-out corporation |
A loan-out corporation, also known as a loan-out company, or personal service corporation, is a form of US business entity in which the creator is an 'employee' whose services are loaned out by the corporate body. The creator of the corporation is typically the sole shareholder, and thus the corporation is used as a means to reduce their personal liability, protect their assets and exploit taxation advantages. |
| Unsecured debt |
In finance, unsecured debt refers to any type of debt or general obligation that is not protected by a guarantor, or collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment. Unsecured debts are sometimes called signature debt or personal loans. |
| Interest rate |
An interest rate is the amount of interest due per period, as a proportion of the amount lent, deposited, or borrowed (called the principal sum). The total interest on an amount lent or borrowed depends on the principal sum, the interest rate, the compounding frequency, and the length of time over which it is lent, deposited, or borrowed. |
| 2022 French Open – Men's singles |
Rafael Nadal defeated Casper Ruud in the final, 6–3, 6–3, 6–0 to win the men's singles tennis title at the 2022 French Open. It was his record-extending 14th French Open title and record-extending 22nd major title overall. |
| Surgical instrument |
A surgical instrument is a tool or device for performing specific actions or carrying out desired effects during a surgery or operation, such as modifying biological tissue, or to provide access for viewing it. Over time, many different kinds of surgical instruments and tools have been invented. |
| Sentience |
Sentience is the capacity to experience feelings and sensations. The word was first coined by philosophers in the 1630s for the concept of an ability to feel, derived from Latin sentientem (a feeling), to distinguish it from the ability to think (reason). |
| List of aircraft losses during the Russo-Ukrainian War |
This is a list of Ukrainian, Russian and Russian-separatist aircraft losses during the Russo-Ukrainian War, including the War in Donbas and the 2022 Russian invasion of Ukraine.\n\n\n== Donbas War ==\nDuring the Donbas War, on 20 November 2014, Ukrainian sources reported at a conference in London, United Kingdom, that the total Ukrainian aerial losses during the conflict in the east were: one Su-24, six Su-25s, two MiG-29s, one An-26, one An-30 and one Il-76. |
| Bitwise operation |
In computer programming, a bitwise operation operates on a bit string, a bit array or a binary numeral (considered as a bit string) at the level of its individual bits. It is a fast and simple action, basic to the higher-level arithmetic operations and directly supported by the processor. |
| Special Activities Center |
The Special Activities Center (SAC) is a division of the Central Intelligence Agency responsible for covert operations and paramilitary operations. The unit was named Special Activities Division (SAD) prior to 2015. |
| Operations management |
Operations management is an area of management concerned with designing and controlling the process of production and redesigning business operations in the production of goods or services. It involves the responsibility of ensuring that business operations are efficient in terms of using as few resources as needed and effective in meeting customer requirements. |
| Mergers and acquisitions |
In corporate finance, mergers and acquisitions (M&A) are transactions in which the ownership of companies, other business organizations, or their operating units are transferred or consolidated with other entities. As an aspect of strategic management, M&A can allow enterprises to grow or downsize, and change the nature of their business or competitive position. |
| Federal funds rate |
In the United States, the federal funds rate is the interest rate at which depository institutions (banks and credit unions) lend reserve balances to other depository institutions overnight on an uncollateralized basis. Reserve balances are amounts held at the Federal Reserve to maintain depository institutions' reserve requirements. |
| Nominal interest rate |
In finance and economics, the nominal interest rate or nominal rate of interest is either of two distinct things: \n\nthe rate of interest before adjustment for inflation (in contrast with the real interest rate); or,\nfor interest rates "as stated" without adjustment for the full effect of compounding (also referred to as the nominal annual rate). An interest rate is called nominal if the frequency of compounding (e.g. |
| English words of Greek origin |
The Greek language has contributed to the English lexicon in five main ways:\n\nvernacular borrowings, transmitted orally through Vulgar Latin directly into Old English, e.g., 'butter' (butere, from Latin butyrum < βούτυρον), or through French, e.g., 'ochre';\nlearned borrowings from classical Greek texts, often via Latin, e.g., 'physics' (< Latin physica < τὰ φυσικά);\na few borrowings transmitted through other languages, notably Arabic scientific and philosophical writing, e.g., 'alchemy' (< χημεία);\ndirect borrowings from Modern Greek, e.g., 'ouzo' (ούζο);\nneologisms (coinages) in post-classical Latin or modern languages using classical Greek roots, e.g., 'telephone' (< τῆλε + φωνή) or a mixture of Greek and other roots, e.g., 'television' (< Greek τῆλε + English vision < Latin visio); these are often shared among the modern European languages, including Modern Greek;Of these, the neologisms are by far the most numerous.\n\n\n== Indirect and direct borrowings ==\nSince the living Greek and English languages were not in direct contact until modern times, borrowings were necessarily indirect, coming either through Latin (through texts or through French and other vernaculars), or from Ancient Greek texts, not the living spoken language. |
| Liquidity trap |
A liquidity trap is a situation, described in Keynesian economics, in which, "after the rate of interest has fallen to a certain level, liquidity preference may become virtually absolute in the sense that almost everyone prefers holding cash rather than holding a debt (financial instrument) which yields so low a rate of interest."A liquidity trap is caused when people hoard cash because they expect an adverse event such as deflation, insufficient aggregate demand, or war. Among the characteristics of a liquidity trap are interest rates that are close to zero and changes in the money supply that fail to translate into changes in the price level. |
| Deposit account |
A deposit account is a bank account maintained by a financial institution in which a customer can deposit and withdraw money. Deposit accounts can be savings accounts, current accounts or any of several other types of accounts explained below. |
| Extracurricular activity |
An extracurricular activity (ECA) or extra academic activity (EAA) or cultural activities is an activity, performed by students, that falls outside the realm of the normal curriculum of school, college or university education. Such activities are generally voluntary (as opposed to mandatory), social, philanthropic, and often involve others of the same age. |
| Regulation (European Union) |
A regulation is a legal act of the European Union that becomes immediately enforceable as law in all member states simultaneously. Regulations can be distinguished from directives which, at least in principle, need to be transposed into national law. |
| World Forum for Harmonization of Vehicle Regulations |
The World Forum for Harmonization of Vehicle Regulations is a working party (WP.29) of the Sustainable Transport Division of the United Nations Economic Commission for Europe (UNECE). Its responsibility is to manage the multilateral Agreements signed in 1958, 1997 and 1998 concerning the technical prescriptions for the construction, approval of wheeled vehicles as well as their Periodic Technical Inspection and, to operate within the framework of these three Agreements to develop and amend UN Regulations, UN Global Technical Regulations and UN Rules, kind of vehicle regulation. |
| Significant Others |
The term significant other (SO) has different uses in psychology and in colloquial language. Colloquially "significant other" is used as a gender-neutral term for a person's partner in an intimate relationship without disclosing or presuming anything about marital status, relationship status, gender identity, or sexual orientation. |
| The Simpsons |
The Simpsons is an American animated sitcom created by Matt Groening for the Fox Broadcasting Company. The series is a satirical depiction of American life, epitomized by the Simpson family, which consists of Homer, Marge, Bart, Lisa, and Maggie. |
| Internet |
In finance and economics, interest is payment from a borrower or deposit-taking financial institution to a lender or depositor of an amount above repayment of the principal sum (that is, the amount borrowed), at a particular rate. It is distinct from a fee which the borrower may pay the lender or some third party. |
| Competitive inhibition |
Competitive inhibition is interruption of a chemical pathway owing to one chemical substance inhibiting the effect of another by competing with it for binding or bonding. Any metabolic or chemical messenger system can potentially be affected by this principle, but several classes of competitive inhibition are especially important in biochemistry and medicine, including the competitive form of enzyme inhibition, the competitive form of receptor antagonism, the competitive form of antimetabolite activity, and the competitive form of poisoning (which can include any of the aforementioned types). |
| Competitive learning |
Competitive learning is a form of unsupervised learning in artificial neural networks, in which nodes compete for the right to respond to a subset of the input data. A variant of Hebbian learning, competitive learning works by increasing the specialization of each node in the network. |
| International financial institutions |
An international financial institution (IFI) is a financial institution that has been established (or chartered) by more than one country, and hence is subject to international law. Its owners or shareholders are generally national governments, although other international institutions and other organizations occasionally figure as shareholders. |
| Non-bank financial institution |
A non-banking financial institution (NBFI) or non-bank financial company (NBFC) is a financial institution that does not have a full banking license or is not supervised by a national or international banking regulatory agency. NBFC facilitate bank-related financial services, such as investment, risk pooling, contractual savings, and market brokering. |
| Competition law |
Competition law is the field of law that promotes or seeks to maintain market competition by regulating anti-competitive conduct by companies. Competition law is implemented through public and private enforcement. |
| Cournot competition |
Cournot competition is an economic model used to describe an industry structure in which companies compete on the amount of output they will produce, which they decide on independently of each other and at the same time. It is named after Antoine Augustin Cournot (1801–1877) who was inspired by observing competition in a spring water duopoly. |